| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JEFFERSON T PRESTON3 | 2600 S TELEGRAPH STE 100 BLOOMFIELD HILLS, MI 48302 | PRIORITY HEALTH INSURANCE COMPANY | $41K | — | $41K | 1.70% |
| ANDREW J SCHEIDT3 | 5318 LANGLEWOOD DRIVE WEST BLOOMFIELD, MI 48322 | PRIORITY HEALTH INSURANCE COMPANY | $19K | — | $19K | 0.80% |
| JEFFERSON T PRESTON3 | 2600 S. TELEGRAPH RD, STE 100 BLOOMFIELD HILLS, MI 48302 | PRIORITY HEALTH INSURANCE COMPANY | $31K | — | $31K | 1.67% |
| ANDREW J SCHEIDT3 | 5318 LANGLEWOOD DRIVE WEST BLOOMFIELD, MI 48322 | PRIORITY HEALTH INSURANCE COMPANY | $15K | — | $15K | 0.83% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2600 S. TELEGRAPH RD, STE 100 BLOOMFIELD HILLS, MI 48302 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $18K | $17K | $35K | 13.66% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 2.81% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2600 S TELEGRAPH STE 100 BLOOMFIELD HILLS, MI 48302 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | — | $15K | 13.29% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2000 MORRIS AVE STE 1400 BIRMINGHAM, AL 35203 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 3.00% |
| HYLANT GROUP INC3 | 85 CAMPAU AVE NW STE 100 GRAND RAPIDS, MI 49503 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 1.28% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 W GOLF RD 11TH FLOOR ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 1.03% |
| BENEFITSTORE INC3 Filed as: BENEFITSTORE INC-DALLAS LOCKBOX | BENEFITSTORE LOCKBOX NO. 893383 RICHARDSON, TX 75081 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $507 | — | $507 | 0.45% |
| SMITH, THOMAS, CHRISTOPHER3 | PO BOX 40386 798 BERRY RD NASHVILLE, TN 37204 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9 | — | $9 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 647 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 647 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | PRIORITY HEALTH INSURANCE COMPANY | 429 | $4.3M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 635 | $256K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 635 | $256K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 635 | $256K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 635 | $256K |
| Prescription drug(2 contracts) | PRIORITY HEALTH INSURANCE COMPANY | 429 | $4.3M |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 545 | $112K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 635 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.