| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREG D. WHITTLE3 | 3565 PIEDMONT RD. STE 600 ATLANTA, GA 30305 | BLUECROSS BLUESHIELD OF TENNESSEE, INC | $58K | — | $58K | 1.94% |
| BENNETT JARED3 | 480 NEAL STREET SUITE 101 COOKEVILLE, TN 38501 | BLUECROSS BLUESHIELD OF TENNESSEE, INC | $1 | — | $1 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | P.O. BOX 905494 CHARLOTTE, NC 28290 | DELTA DENTAL OF TENNESSEE | $12K | — | $12K | 7.32% |
| MAPLECROSS WEALTH MANAGEMENT LLC3 Filed as: MAPLECROSS WEALTH MANAGEMENT | 3935 PLANTATION DR COOKEVILLE, TN 38506 | DELTA DENTAL OF TENNESSEE | $1K | — | $1K | 0.68% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 3565 PIEDMONT RD. NE ATLANTA, GA 30305 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 11.26% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 707 WILSHIRE BLVD FL 26 LOS ANGELES, CA 900173533 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 3.74% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 3565 PIEDMONT RD. NE ATLANTA, GA 30305 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 11.24% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 707 WILSHIRE BLVD FL 26 LOS ANGELES, CA 900173533 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 3.76% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 3565 PIEDMONT RD. NE ATLANTA, GA 30305 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 11.32% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 707 WILSHIRE BLVD FL 26 LOS ANGELES, CA 900173533 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 3.68% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | VISION SERVICE PLAN | $1K | — | $1K | 4.73% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 3565 PIEDMONT RD. NE ATLANTA, GA 30305 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 186 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC | 604 | $3.0M |
| Dental | DELTA DENTAL OF TENNESSEE | 621 | $168K |
| Vision | VISION SERVICE PLAN | 244 | $29K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 186 | $40K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 186 | $84K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 186 | $26K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 100 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 621 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.