| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 NEW YORK, NY 100878852 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $263K | $25K | $288K | 23.72% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $41K | — | $41K | 3.38% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 95135 CHICAGO, IL 606945135 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | -$238K | — | -$238K | -19.63% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | $49K | $3K | $52K | 28.90% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | $2K | $29K | 28.29% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | P.O. BOX 28852 COMMISSION LOCKBOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $67 | — | $67 | 0.67% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEWITT ASSOCIATES, LLC EIN 36-2235791 NONE | Direct payment from the plan; Consulting (general); Consulting (pension); Plan Administrator; Actuarial Service code 11 | — | $786K |
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Plan Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (pension); Actuarial Service code 11 | — | $302K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,508 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4,723 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 454 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,685 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATION, INC. | 1,343 | $678K |
| Vision | VISION SERVICE PLAN | 3,148 | $637K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 9,204 | $10.1M |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 5,475 | $1.2M |
| Prescription drug(2 contracts, 2 carriers) | TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATION, INC. | 107 | $407K |
| Other(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 8,396 | $4.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,204 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.