| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANTAGE BENEFITS GROUP3 Filed as: ADVANTAGE BENEFITS GROUP INC | 1 IONIA AVE SW GRAND RAPIDS, MI 49503 | DELTA DENTAL OF MICHIGAN | $6K | $210 | $6K | 10.35% |
| ACRISURE LLC3 Filed as: ACRISURE GREAT LAKES PTR INS SVCS | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | DELTA DENTAL OF MICHIGAN | $500 | $0 | $500 | 0.82% |
| ADVANTAGE BENEFITS GROUP3 | 1 IONIA AVE SW STE 300 GRAND RAPIDS, MI 49503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 12.28% |
| ACRISURE LLC3 Filed as: ACRISURE GREAT LAKES PTR INS SVCS | 223 W GRAND AVE #1 HOWELL, MI 48843 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.72% |
| ADVANTAGE BENEFITS GROUP | 1 IONIA AVE SW STE 300 GRAND RAPIDS, MI 49503 | EYE MED VISION CARE | $895 | — | $895 | 3.43% |
| ADVANCED BENEFIT SOLUTIONS INC Filed as: ADVANCED BENEFIT SOLUTIONS | 1406 N MITCHELL ST CADILLAC, MI 49601 | EYE MED VISION CARE | $88 | — | $88 | 0.34% |
| ADVANTAGE BENEFITS GROUP3 | 1 IONIA AVE SW STE 300 GRAND RAPIDS, MI 49503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 12.30% |
| ACRISURE LLC3 Filed as: ACRISURE GREAT LAKES PTR INS SVCS | 223 W GRAND AVE #1 HOWELL, MI 48843 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $382 | $0 | $382 | 2.70% |
| ADVANTAGE BENEFITS GROUP3 | 1 IONIA AVE SW STE 300 GRAND RAPIDS, MI 49503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 12.29% |
| ACRISURE LLC3 Filed as: ACRISURE GREAT LAKES PTR INS SVCS | 223 W GRAND AVE #1 HOWELL, MI 48843 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $377 | — | $377 | 2.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 161 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 161 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRIORITY HEALTH INSURANCE COMPANY | 161 | $293K |
| Dental | DELTA DENTAL OF MICHIGAN | 162 | $61K |
| Vision | EYE MED VISION CARE | 151 | $26K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 105 | $14K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 104 | $42K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 105 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 162 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.