| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT VOGELEI3 | 400 W FOURTH ST STE 300 ROYAL OAK, MI 48067 | PRIORITY HEALTH INSURANCE CO | $58K | $0 | $58K | 4.00% |
| ROBERT VOGELEI3 | 400 W 4TH STREET STE 300 ROYAL OAK, MI 48067 | DELTA DENTAL OF MICHIGAN | $6K | $277 | $6K | 5.01% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 W FOURTH ST STE 300 ROYAL OAK, MI 48067 | LIFE INSURANCE CO OF NORTH AMERICA | $4K | $1K | $5K | 7.78% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 W FOURTH ST STE 300 ROYAL OAK, MI 48067 | LIFE INSURANCE CO OF NORTH AMERICA | $5K | $759 | $6K | 11.56% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 W FOURTH ST STE 300 ROYAL OAK, MI 48067 | LIFE INSURANCE CO OF NORTH AMERICA | $3K | $731 | $4K | 9.61% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 WEST FOURTH ST STE 300 ROYAL OAK, MI 48067 | EYEMED | $2K | $0 | $2K | 9.93% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 W FOURTH ST STE 300 ROYAL OAK, MI 48067 | LIFE INSURANCE CO OF NORTH AMERICA | $3K | $658 | $3K | 18.74% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 WEST FOURTH ST STE 300 ROYAL OAK, MI 48067 | LIFE INSURANCE CO OF NORTH AMERICA | $2K | $680 | $3K | 20.14% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 W FOURTH ST STE 300 ROYAL OAK, MI 48067 | LIFE INSURANCE CO OF NORTH AMERICA | $1K | $395 | $2K | 19.51% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 WEST FOURTH ST STE 300 ROYAL OAK, MI 48067 | LIFE INSURANCE CO OF NORTH AMERICA | $569 | $93 | $662 | 11.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 351 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 351 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRIORITY HEALTH INSURANCE CO | 299 | $1.5M |
| Dental | DELTA DENTAL OF MICHIGAN | 325 | $119K |
| Vision | EYEMED | 301 | $19K |
| Life insurance | LIFE INSURANCE CO OF NORTH AMERICA | 356 | $49K |
| Short-term disability | LIFE INSURANCE CO OF NORTH AMERICA | 80 | $63K |
| Long-term disability | LIFE INSURANCE CO OF NORTH AMERICA | 97 | $38K |
| Other(5 contracts) | LIFE INSURANCE CO OF NORTH AMERICA | 356 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 356 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.