See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZELIS HEALTHCARE NONE | Insurance agents and brokers; Direct payment from the plan; Other commissions; Consulting fees Service code 22 | 2 CROSSROADS DRIVE BEDMINSTER, NJ 07921 | $423K |
| BENESYS INC EIN 38-6058023 NONE | Contract Administrator; Direct payment from the plan; Claims processing; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Copying and duplicating; Accounting (including auditing) Service code 10 | — | $296K |
| ALLIANCE HEALTH AND LIFE NONE | Direct payment from the plan; Insurance agents and brokers; Other commissions; Consulting fees Service code 22 | 3031 W. GRAND BLVD SUITE # 110 DETROIT, MI 48202 | $199K |
| AMERICAN HEALTH HOLDING NONE | Direct payment from the plan; Consulting fees; Other commissions; Insurance agents and brokers Service code 22 | 921 EASTWOOD DRIVE SUITE #104 WESTERVILLE, OH 43081 | $109K |
| ASHER KELLEY EIN 84-3379113 NONE | Legal; Direct payment from the plan Service code 29 | — | $107K |
| MORGAN STANLEY EIN 20-8764829 NONE | Investment advisory (plan); Custodial (securities); Direct payment from the plan; Other services Service code 19 | — | $92K |
| MILLMAN MONITOR NONE | Consulting (general); Claims processing; Direct payment from the plan; Other services Service code 12 | 71 SOUTH WACKER CHICAGO, IL 60606 | $33K |
| WRUBEL WESLEY AND COMPANY C.P.A.'S EIN 38-2574238 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $25K |
| IRON MOUNTAIN NONE | Other services; Direct payment from the plan Service code 49 | 1500 E. WHITCOMB MADISON HEIGHTS, MI 48071 | $22K |
| ENCOMPASS NONE | Direct payment from the plan; Other commissions; Consulting fees; Insurance agents and brokers Service code 22 | P.O.BOX 1187 WILKES-BARRE, PA 18703 | $20K |
| COMERICA BANK EIN 38-1998421 NONE | Direct payment from the plan; Account maintenance fees Service code 50 | — | $15K |
| DENTE MAX LLC NONE | Direct payment from the plan; Insurance services; Consulting (general); Other services Service code 16 | 25925 TELEGRAPH SOUTHFIELD, MI 48033 | $14K |
| AMERICAN GRAPHICS PRINTING NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 34895 GROESBECK CLINTON TOWNSHIP, MI 48035 | $9K |
| O'SULLIVAN ACCOCIATES NONE | Actuarial; Direct payment from the plan Service code 11 | 1236 BRACE ROAD UNIT E CHERRY HILL, NJ 08034 | $8K |
| GARCIA HAMILTON AND ACCOCIATES NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | 1401 MCKINNEY #1600 HOUSTON, TX 77010 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 674 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 405 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,079 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA | 426 | $1.9M |
| Dental | DENCAP DENTAL PLANS INC. | 535 | $128K |
| Vision | VSP VISION CARE | 1,187 | $67K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY | 1,029 | $96K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 790 | $645K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY | 1,029 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,187 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.