| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SARAH C HOFFMAN3 | 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | BLUE CARE NETWORK OF MICHIGAN | $14K | — | $14K | 2.89% |
| MEGAN CONSOLO3 | 1591 GALBRAITH AVE GRAND RAPIDS, MI 49546 | BLUE CARE NETWORK OF MICHIGAN | $9K | — | $9K | 1.94% |
| SARAH C HOFFMAN3 | 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $4K | — | $4K | 3.60% |
| MEGAN CONSOLO3 | 1591 GALBRAITH AVE GRAND RAPIDS, MI 49546 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $2K | — | $2K | 1.67% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC-SARAH HOFFMAN | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | DELTA DENTAL OF MICHIGAN | $3K | — | $3K | 3.82% |
| BENEFIT PROFILES INC3 Filed as: BENEFIT PROFILES, INC.-D SICILIANO | 500 CASCADE WEST PKWY STE 160 GRAND RAPIDS, MI 49546 | DELTA DENTAL OF MICHIGAN | $1K | $155 | $2K | 2.46% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD CHICAGO, IL 60604 | DELTA DENTAL OF MICHIGAN | $688 | — | $688 | 1.04% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC-SARAH HOFFMAN | 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | DELTA DENTAL OF MICHIGAN | $658 | — | $658 | 1.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 203 N LA SALLE ST FL 20 CHICAGO, IL 60601 | DELTA DENTAL OF MICHIGAN | $350 | — | $350 | 0.53% |
| ACRISURE LLC3 Filed as: ACRISURE LLC - DVD | 5664 PRAIRIE CREEK DRIVE SE CALEDONIA, MI 49316 | COMPANION LIFE | $568 | — | $568 | 11.20% |
| BENEFIT PROFILES INC3 | 500 CASCADE WEST PKWY SE STE 160 GRAND RAPIDS, MI 49546 | COMPANION LIFE | $341 | — | $341 | 6.72% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD-Y54 | PO BOX 2167 GRAND RAPIDS, MI 49501 | COMPANION LIFE | $189 | — | $189 | 3.73% |
| AGENT ALLIANCE CORPORATION3 | 500 CASCADE WEST PKWY SE STE 160 GRAND RAPIDS, MI 49546 | COMPANION LIFE | $38 | — | $38 | 0.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 142 | $601K |
| Dental | DELTA DENTAL OF MICHIGAN | 195 | $66K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 111 | $113K |
| Life insurance | COMPANION LIFE | 115 | $5K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 142 | $601K |
| Other | COMPANION LIFE | 115 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.