Welfare broker

SARAH C HOFFMAN

Mailing address (most recent filing)

5664 PRAIRIE CREEK DR

CALEDONIA, MI 49316

Total comp: $204K
Commissions: $204K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where SARAH C HOFFMAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRIORITY HEALTH50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRIORITY HEALTH	1	$347K	50.0%
BLUE CROSS OF CALIFORNIA	1	$5.5M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$5.8M	0.1%	41.19x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SARAH C HOFFMAN's plans by broker comp / premium ratio. Median 5.02% vs welfare-wide median 6.35% (n=2).

Prospect-flag exposure · vs market baseline

Share of SARAH C HOFFMAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SARAH C HOFFMAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AVFUEL CORPORATION AVFUEL CORPORATION EMPLOYEE BENEFIT PLAN	MI	$5.5M	$262K	BLUE CROSS BLUE SHIELD OF MICHIGAN
PERFECTION COMMERCIAL SERVICES, INC. PERFECTION COMMERCIAL SERVICES, INC. BENEFIT PLAN	MI	$347K	$18K	PRIORITY HEALTH