No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MI EIN 38-2069753 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $3.1M |
| MICHIGAN UFCW UNIONS & EMPLOYERS EIN 02-0786915 NONE | Employee (plan) Service code 30 | — | $1.8M |
| REINHART, BOERNER, ET AL EIN 39-1761679 NONE | Legal; Direct payment from the plan Service code 29 | — | $136K |
| BHA CONSULTING, INC. EIN 26-1384808 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $75K |
| DENTEMAX EIN 38-2612298 NONE | Other insurance fees and expenses; Direct payment from the plan Service code 50 | — | $53K |
| AMERICAN INSTITUTE PREVENTATIVE NONE | Direct payment from the plan; Participant communication Service code 38 | 30445 NORTHWESTERN HWY. SUITE 350 FARMINGTON HILLS, MI 48334 | $51K |
| SEGALL, BRYANT & HAMILL EIN 41-1788385 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $37K |
| DENNIS G JENKINS, C.P.A. LLC EIN 20-5886120 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $35K |
| DENNIS G. JENKINS, C.P.A., LLC EIN 20-5886120 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $35K |
| METZLER, LOCRICCHIO, SERRA EIN 02-0786915 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $25K |
| MORGAN STANLEY SMITH BARNEY EIN 26-4310632 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $13K |
| JP MORGAN CHASE EIN 13-4994650 NONE | Legal; Direct payment from the plan Service code 29 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,095 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,095 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 7,578 | $0 |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 10,356 | $611K |
| Other | AETNA LIFE INSURANCE COMPANY | 10,356 | $611K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,356 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.