| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $234K | $45K | $279K | 9.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $41K | — | $41K | 1.34% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $51K | $15K | $66K | 13.77% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 1.44% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $39K | $15K | $54K | 11.66% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 1.07% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $31K | $14K | $46K | 11.89% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 1.17% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $29K | $13K | $42K | 11.26% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 1.19% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $23K | $11K | $34K | 11.27% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 1.32% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $21K | $15K | $36K | 12.63% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 1.44% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $19K | $6K | $26K | 9.61% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 1.43% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $16K | $7K | $23K | 10.84% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 1.33% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | $13K | $27K | 13.60% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 1.52% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $15K | $8K | $23K | 12.18% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.22% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $13K | $11K | $24K | 13.17% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 1.59% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $17K | $12K | $29K | 19.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.24% |
| TIMBERLAND GROUP SERVICES, INC. Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | $9K | $19K | 13.34% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.57% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $4K | $13K | 11.38% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.17% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $2K | $11K | 10.23% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.51% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $3K | $11K | 10.62% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.34% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $3K | $11K | 11.43% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.11% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $3K | $8K | 11.31% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $914 | — | $914 | 1.32% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $1K | $4K | 10.97% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $520 | — | $520 | 1.31% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $2K | $5K | 12.58% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $498 | — | $498 | 1.38% |
| TIMBERLAND GROUP SERVICES, INC.3 Filed as: THE TIMBERLAND GROUP | 1707 WEST BIG BEAVER ROAD TROY, MI 48084 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $2K | $4K | 12.15% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $527 | — | $527 | 1.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,625 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 14,625 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 14,440 | $3.1M |
| Short-term disability(7 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 866 | $1.9M |
| Long-term disability(14 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,821 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,440 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.