| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK VANDENBRANDEN3 | 24705 MOUND ROAD WARREN, MI 48091 | PRIORITY HEALTH | $26K | — | $26K | 3.37% |
| CHRISTINA N. SCHNEIDER3 | 220 PARK STREET, SUITE 102 BIRMINGHAM, MI 48009 | PRIORITY HEALTH | $5K | — | $5K | 0.61% |
| UNKNOWN3 | UNKNOWN DETROIT, MI 48208 | BLUE CARE NETWORK OF MICHIGAN | $8K | — | $8K | 4.24% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 28341 HOOVER ROAD WARREN, MI 48093 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $77 | $20K | 14.36% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $2K | $8K | 5.76% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | PO BOX 1687 TOLEDO, OH 43603 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $0 | $6K | 4.16% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 28341 HOOVER WARREN, MI 48093 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $2K | — | $2K | 3.14% |
| ACRISURE LLC3 Filed as: ACRISURE | 100 OTTAWA AVENUE SW GRAND RAPIDS, MI 49503 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $9K | — | $9K | 17.52% |
| THE LOOMIS COMPANY5 | 850 NORTH PARK ROAD WYOMISSING, PA 19610 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $6K | — | $6K | 12.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE 811 MADISON AVENUE TOLEDO, OH 43604 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 3.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | PRIORITY HEALTH | 105 | $1.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 176 | $137K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 176 | $137K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 176 | $137K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 176 | $137K |
| Prescription drug(3 contracts, 3 carriers) | PRIORITY HEALTH | 105 | $1.0M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 176 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.