| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VIRLEE, CHRISTOPHER3 | 1200 NORTH MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | PRIORITY HEALTH INSURANCE COMPANY | $41K | $0 | $41K | 1.76% |
| NOLDE, DANIEL N3 | 17335 GOLF PARKWAY SUITE 450 BROOKFIELD, WI 53045 | PRIORITY HEALTH INSURANCE COMPANY | $29K | $0 | $29K | 1.24% |
| VIRLEE, CHRISTOPHER3 | 1200 NORTH MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | PRIORITY HEALTH INSURANCE COMPANY | $24K | $0 | $24K | 1.73% |
| NOLDE, DANIEL N3 | 17335 GOLF PARKWAY SUITE 450 BROOKFIELD, WI 53045 | PRIORITY HEALTH INSURANCE COMPANY | $17K | $0 | $17K | 1.26% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MI 55402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 9.32% |
| MARSH & MCLENNAN AGENCY LLC3 | 721 1ST AVE NORTH FARGO, ND 58102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 6.91% |
| ASHLEY M. MESSENGER3 Filed as: ASHLEY M MESSENGER | 4200 WEST MICHIGAN AVE SUITE 102 KALAMAZOO, MI 49006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $286 | $0 | $286 | 0.85% |
| MELISSA A BRINKER3 | 8150 CORPORATE PARK DRIVE #222 CNINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $280 | $0 | $280 | 0.84% |
| STEVEN R. MILLER3 Filed as: STEVEN R MILLER | 1 IONIA AVE SW STE 300 GRAND RAPIDS, MI 49503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $149 | $0 | $149 | 0.44% |
| BETHANY M MCDADE3 | 546 N DARTMOUTH ST KALAMAZOO, MI 49006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $144 | $0 | $144 | 0.43% |
| SHANA WOLF3 Filed as: SHANA R WOLF | 11260 CHESTER RD SUITE100 CINICNNATI, OH 45246 | CONTINENTAL AMERICAN INSURANCE COMPANY | $101 | $0 | $101 | 0.30% |
| ERIC J CONDRON3 | 10880 SANDY OAK TRAIL CEDAR SPRINGS, MI 49319 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | $0 | $82 | 0.24% |
| SARAH E MEANY3 | 2710 HAMPSHIRE BLVD S.E. GRAND RAPIDS, MI 49506 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | $0 | $56 | 0.17% |
| JEFFREY C WERNER3 | 18096 TRUDY DR SPRING LAKE, MI 49456 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | $0 | $36 | 0.11% |
| INGER M PENNINGTON3 | 7179 HONEYWOOD CT CINCINNATI, OH 45230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | $0 | $36 | 0.11% |
| MICHAEL D AISSEN3 | 920 HOLCOMB BRIDGE RD SUITE 200 ROSWELL, GA 30076 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | $0 | $35 | 0.10% |
| CHRISTOPHER E BIALKA3 | 4460 BLACK OAK LANE MASON, OH 45040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | $0 | $33 | 0.10% |
| AG AND ASSOCIATES3 | 2150 ASSOCIATION DRIVE SUITE 150 OKEMOS, MI 48864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | $0 | $22 | 0.07% |
| BRIAN J DAY3 | 8744 UNION CENTRE BLVD WESTCHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | $0 | $20 | 0.06% |
| STEVEN HORSTMAN3 Filed as: STEVEN A HORSTMAN | 4998 BARNSBY LANE CINCINNATI, OH 45244 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | $0 | $14 | 0.04% |
| BRIAN J DAY3 | 8744 UNION CENTRE BLVD WESTCHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | $0 | $11 | 0.03% |
| LINDA R MENDEZ3 | 11260 CHESTER ROAD CINCINNATI, OH 45246 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | $0 | $11 | 0.03% |
| IAN B BRANYON3 | 8744 UNION BLVD WESTCHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | $0 | $7 | 0.02% |
| JAMES J GRETHEL3 | 865 CEDAR DR LOVELAND, OH 45140 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 0.02% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOC LLC | 7814 CRAINDOW CT DUBLIN, OH 43017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.01% |
| JIM M BULLOCK3 | 3715 POWDERHORN DR OKEMOS, MI 48864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.01% |
| HEIDI E GLAUB3 | 5458 PARKSIDE DRVIE BRIGHTON, MI 48114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.01% |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVE CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.01% |
| ROBERT L PARSONS3 | 4130 WEST D AVE KALAMAZOO, MI 49009 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.01% |
| RONALD J ZULLO3 | 6700 TOWERING RIDGE WAY APT 144 CINCINNATI, OH 45247 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 282 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 282 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | PRIORITY HEALTH INSURANCE COMPANY | 303 | $3.7M |
| Prescription drug(2 contracts) | PRIORITY HEALTH INSURANCE COMPANY | 303 | $3.7M |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 67 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 303 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.