| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREG LIPOSKY3 | 27750 STANSBURY FARMINGTON HILLS, MI 48334 | BLUE CROSS BLUE SHIELD | $32K | — | $32K | 1.33% |
| INSURANCE CONSULTING ASSOCIATES LLC7 Filed as: INSURANCE CONSULTING ASSOC | 27750 STANSBURY #100 FARMINGTON HILLS, MI 48334 | BLUE CROSS BLUE SHIELD | $4K | — | $4K | 0.18% |
| GREG LIPOSKY3 | 27750 STANSBURY FARMINGTON HILLS, MI 48334 | BLUE CROSS BLUE SHIELD | $21K | — | $21K | 0.92% |
| INSURANCE CONSULTING ASSOCIATES LLC3 Filed as: INSURANCE CONSULTING ASSOC | 27750 STANSBURY FARMINGTON HILLS, MI 48334 | BLUE CROSS BLUE SHIELD | $3K | — | $3K | 0.12% |
| INSURANCE CONSULTING ASSOCIATES LLC3 Filed as: INSURANCE CONSULTING ASSOC | 33533 W 12 MILE ROAD SUITE 100 FARMINGTON HILLS, MI 48331 | RELIANCE STANDARD | $47K | — | $47K | 10.00% |
| INSURANCE CONSULTING ASSOCIATES LLC3 Filed as: INSURANCE CONSULTING ASSOC | 33533 W 12 MILE ROAD SUITE 100 FARMINGTON HILLS, MI 48331 | RELIANCE STANDARD | $23K | $2K | $25K | 16.10% |
| BENETEK CORPORATION3 | 4725 W SAND LAKE RD ORLANDO, FL 32819 | RELIANCE STANDARD | $8K | — | $8K | 5.00% |
| INSURANCE CONSULTING ASSOCIATES LLC3 Filed as: INSURANCE CONSULTING ASSOC | 27750 STANSBURY FARMINGTON HILLS, MI 48334 | RELIANCE STANDARD | $20K | $1K | $21K | 16.02% |
| INSURANCE CONSULTING ASSOCIATES LLC3 Filed as: INSURANCE CONSULTING ASSOC | 33533 W 12 MILE ROAD SUITE 100 FARMINGTON HILLS, MI 48331 | RELIANCE STANDARD | $18K | — | $18K | 15.00% |
| DIRECTPATH, LLC0 Filed as: DIRECTPATH HEALTH | 120 18TH STREET S. SUITE 102 BIRMINGHAM, AL 35215 | RELIANCE STANDARD | $11K | — | $11K | 13.15% |
| INSURANCE CONSULTING ASSOCIATES LLC3 Filed as: INSURANCE CONSULTING ASSOC | 33533 W 12 MILE ROAD SUITE 100 FARMINGTON HILLS, MI 48331 | RELIANCE STANDARD | $5K | $294 | $5K | 5.98% |
| BENETEK CORPORATION | 4725 W SAND LAKE RD SUITE 300 ORLANDO, FL 32819 | RELIANCE STANDARD | $4K | — | $4K | 5.00% |
| DIRECTPATH, LLC3 Filed as: DIRECTPATH HEALTH | 120 18TH STREET S. SUITE 102 BIRMINGHAM, AL 48334 | RELIANCE STANDARD | $10K | — | $10K | 13.18% |
| INSURANCE CONSULTING ASSOCIATES LLC3 Filed as: INSURANCE CONSULTING ASSOC | 27750 STANSBURY FARMINGTON HILLS, MI 48334 | RELIANCE STANDARD | $4K | $256 | $4K | 6.00% |
| BENETEK CORPORATION3 | 4725 W SAND LAKE RD ORLANDO, FL 32819 | RELIANCE STANDARD | $4K | — | $4K | 5.00% |
| INSURANCE CONSULTING ASSOCIATES LLC3 Filed as: INSURANCE CONSULTING ASSOC | 33533 W 12 MILE ROAD SUITE 100 FARMINGTON HILLS, MI 48331 | RELIANCE STANDARD | $2K | $134 | $2K | 16.19% |
| INSURANCE CONSULTING ASSOCIATES LLC3 Filed as: INSURANCE CONSULTING ASSOC | 33533 W 12 MILE ROAD SUITE 100 FARMINGTON HILLS, MI 48331 | RELIANCE STANDARD | $679 | $62 | $741 | 16.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 442 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 442 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 442 | $2.3M |
| Dental | RELIANCE STANDARD | 1,357 | $470K |
| Vision | RELIANCE STANDARD | 1,357 | $470K |
| Life insurance | RELIANCE STANDARD | 982 | $157K |
| Short-term disability | RELIANCE STANDARD | 324 | $85K |
| Long-term disability(2 contracts) | RELIANCE STANDARD | 207 | $137K |
| Other(3 contracts) | RELIANCE STANDARD | 519 | $207K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,357 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.