| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STACEY A DUNBAR3 | 37 W. BROAD ST. 7TH FL COLUMBUS, OH 43260 | BLUE CARE NETWORK OF MICHIGAN | $29K | — | $29K | 3.34% |
| HUNTINGTON INSURANCE INC3 | 519 MADISON AVENUE TOLEDO, OH 43604 | BLUE CARE NETWORK OF MICHIGAN | — | $468 | $468 | 0.05% |
| STACEY A DUNBAR3 | 37 W BROAD ST 7TH FL COLUMBUS, OH 43215 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $4K | — | $4K | 3.07% |
| HUNTINGTON INSURANCE INC3 | 519 MADISON AVENUE TOLEDO, OH 43604 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | $30 | $30 | 0.02% |
| HUNTINGTON INSURANCE INC3 | PCG HUNTINGTON INSURANCE L-4238 COLUMBUS, OH 43260 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.01% |
| HUNTINGTON INSURANCE INC3 | PCG HUNTINGTON INSURANCE L-4238 COLUMBUS, OH 43260 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.01% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 221 S CHURCH ST BOWLING GREEN, OH 43402 | STARMOUNT LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| HUNTINGTON INSURANCE - MILLERSBURG3 Filed as: HUNTINGTON INSURANCE, INC.--STACEY | 221 S CHURCH ST BOWLING GREEN, OH 43402 | DELTA DENTAL OF MICHIGAN | $536 | — | $536 | 3.42% |
| HUNTINGTON INSURANCE - MILLERSBURG3 Filed as: HUNTINGTON INSURANCE, INC.--SIMON | 221 S CHURCH ST BOWLING GREEN, OH 43402 | DELTA DENTAL OF MICHIGAN | $130 | — | $130 | 0.83% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INS INC | 37 W. BROAD ST. 7TH FL COLUMBUS, OH 43260 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $289 | — | $289 | 9.74% |
| HUNTINGTON INSURANCE - MILLERSBURG3 Filed as: HUNTINGTON INSURANCE INC - STACEY D | 37 W BROAD ST COLUMBUS, OH 43215 | DELTA DENTAL OF MICHIGAN | $37 | — | $37 | 4.96% |
| HUNTINGTON INSURANCE - MILLERSBURG3 Filed as: HUNTINGTON INSURANCE INC - STACEY D | 221 S CHURCH ST BOWLING GREEN, OH 43402 | DELTA DENTAL OF MICHIGAN | $25 | — | $25 | 3.35% |
| HUNTINGTON INSURANCE - MILLERSBURG3 Filed as: HUNTINGTON INSURANCE INC - SIMON D | 221 S CHURCH ST BOWLING GREEN, OH 43402 | DELTA DENTAL OF MICHIGAN | $6 | — | $6 | 0.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 126 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 91 | $1.0M |
| Dental(4 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 53 | $178K |
| Vision(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 91 | $863K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 126 | $45K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 91 | $1.0M |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 126 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 126 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.