See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE | Direct payment from the plan; Other fees; Float revenue; Insurance services; Consulting (general); Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $2.2M |
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Contract Administrator; Direct payment from the plan; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing) Service code 10 | — | $433K |
| MORGAN STANLEY EIN 26-4310632 NONE | Custodial (securities); Other investment fees and expenses; Securities brokerage commissions and fees; Securities brokerage; Direct payment from the plan; Other fees; Other services; Investment advisory (plan) Service code 19 | — | $293K |
| MICHAEL G BUCK NONE | Insurance agents and brokers; Other commissions; Insurance brokerage commissions and fees; Non-monetary compensation; Other fees Service code 22 | 38223 MOUND ROAD BLDG F STERING HEIGHTS, MI 48310 | $112K |
| REINHART, BOERNER, VAN DEUREN PC EIN 39-1126909 NONE | Direct payment from the plan; Legal Service code 29 | — | $104K |
| BENDA, GRACE, STULZ & COMPANY PC EIN 38-2284921 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $26K |
| TRADE SOLUTIONS NONE | Copying and duplicating; Direct payment from the plan; Participant communication Service code 36 | PO BOX 1318 CLARKSTON, MI 48347 | $18K |
| WEDGE CAPITAL MANAGEMENT EIN 56-1557450 NONE | Direct payment from the plan; Investment management Service code 28 | — | $17K |
| WATKINS, PAWLICK, CALAMATI & PRIFTI NONE | Legal; Direct payment from the plan Service code 29 | 1423 E 12 MILE ROAD MADISON HEIGHTS, MI 48071 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,559 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,100 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,659 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN - MEDICARE ADVANTAGE | 1,207 | $2.7M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN - MEDICARE ADVANTAGE | 1,207 | $2.7M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 7,913 | $219K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,913 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.