| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PAUL M SNIDER3 | 28555 ORCHARD LAKE ROAD, STE 110 FARMINGTON HILLS, MI 48334 | BLUE CARE NETWORK OF MI | $35K | — | $35K | 4.50% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP SCHECHTER BENEFITS, LLC | 2000 TOWN CENTER STE 1820 SOUTHFIELD, MI 48075 | BLUE CARE NETWORK OF MI | — | $864 | $864 | 0.11% |
| PAUL M SNIDER3 | 28555 ORCHARD LAKE ROAD, STE 110 FARMINGTON HILLS, MI 48334 | BLUE CROSS/ BLUE SHIELD | $29K | — | $29K | 4.46% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP SCHECHTER BENEFITS, LLC | 2000 TOWN CENTER STE 1820 SOUTHFIELD, MI 48075 | BLUE CROSS/ BLUE SHIELD | — | $468 | $468 | 0.07% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP SCHECHTER BENEFITS, LLC | 28555 ORCHARD LAKE ROAD, STE 110 FARMINGTON HILLS, MI 48334 | RELIANCE | $3K | — | $3K | 5.76% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES | 1250 CAPITAL OF TX HWY S AUSTIN, TX 78746 | RELIANCE | — | $624 | $624 | 1.16% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP SCHECHTER BENEFITS, LLC | 28555 ORCHARD LAKE ROAD, STE 110 FARMINGTON HILLS, MI 48334 | PRINCIPAL | $2K | — | $2K | 5.48% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP SCHECHTER BENEFITS, LLC | 28555 ORCHARD LAKE ROAD, STE 110 FARMINGTON HILLS, MI 48334 | RELIANCE | $4K | — | $4K | 9.87% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES | 1250 CAPITAL OF TX HWY S AUSTIN, TX 78746 | RELIANCE | — | $484 | $484 | 1.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MI | 125 | $1.4M |
| Dental | PRINCIPAL | 135 | $45K |
| Life insurance | RELIANCE | 142 | $54K |
| Short-term disability | RELIANCE | 142 | $54K |
| Long-term disability | RELIANCE | 142 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.