| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 318 E CARRUTH LANE DOUBLE OAL, TX 75077 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $26K | $52K | $78K | 7.50% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 318 E CARRUTH LANE DOUBLE OAK, TX 75077 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | $18K | $27K | 7.50% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 318 E CARRUTH LANE DOUBLE OAL, TX 75077 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $7K | $11K | 7.51% |
| ACRISURE LLC3 | 3350 RIVERWOOD PARKWAY SUITE 600 ATLANTA, GA 30339 | UNUM INSURANCE COMPANY | $16K | $2K | $17K | 18.22% |
| ACRISURE LLC3 | 3350 RIVERWOOD PARKWAY SUITE 600 ATLANTA, GA 30339 | UNUM INSURANCE COMPANY | $7K | $752 | $8K | 18.26% |
| ACRISURE LLC3 Filed as: ACRISURE OF CLAIFORNIA | 318 E CARRUTH LANE DOUBLE OAK, TX 75077 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 5.00% |
| JAMES W. MOORADIAN3 Filed as: JAMES W MOORADIAN | 6 HIGHLAND RD CHARLESTOWN, RI 02813 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $1K | $3K | 10.48% |
| LESLIE A SCHNEIDER3 | 3350 RIVERWOOD PARKWAY SUITE 600 ATLANTA, GA 30339 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $844 | — | $844 | 2.66% |
| DWIGHT L PIERCE3 | BENEFIT TECHNOLOGIES - DIV 15 20 WIGHT AVE STE 160 COCKEYSVILLE, MD 21030 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $219 | — | $219 | 0.83% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 3350 RIVERWOOD PARKWAY, SUITE 600 ATLANTA, GA 30339 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $200 | $2 | $202 | 0.76% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA WORKSITE BENEFIT | 22 IVERNESS CENTER PKWY STE 100 BIRMINGHAM, AL 35242 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $108 | — | $108 | 0.41% |
| EIDSON, DARELL, LAWAYNE3 | 246 IVERNESS CTR DR BIRMINGHAM, AL 35242 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $105 | — | $105 | 0.40% |
| HERRING, RICHARD, FULLER3 | 246 IVERNESS CENTER DR BIRMINGHAM, AA 35242 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $69 | — | $69 | 0.26% |
| VCG CONSULTANTS LLC3 | 999 PEACHTREE ST NE ATLANTA, GA 30309 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.08% |
| LESLIE A SCHNEIDER3 | 3350 RIVERWOOD PARKWAY STE 600 ATLANTA, GA 30339 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.06% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BLVD #200 DULUTA, GA 30096 | FEDERAL INSURANCE COMPANY | $2K | $94 | $2K | 15.79% |
| ACRISURE LLC3 | 3350 RIVERWOOD PARKWAY SUITE 600 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $613 | $18 | $631 | 6.64% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA WORKSITE BENEFIT | 22INVERNESS CENTER PKWY STE 100 BIRMINGHAM, AL 35242 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $122 | — | $122 | 1.28% |
| DWIGHT L PIERCE3 | BENEFITS TECHNOLOGIES - DIV 15 20 WIGHT AVE STE 160 COCKEYSVILLE, MD 21030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $61 | — | $61 | 0.64% |
| VCG CONSULTANTS LLC3 | 999 PEACHTREE STREET NE SUITE 1500 ATLANTA, GA 30309 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $26 | — | $26 | 0.27% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 318 E CARRUTH LANE DOUBLE OAK, TX 75077 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $329 | $329 | 5.00% |
| JAMES W. MOORADIAN3 Filed as: JAMES W MOORADIAN | 6 HIGHLAND ROAD CHARLESTOWN, RI 02813 | PROVIDENT LIFE AND ACCIDENT INSRUANCE COMPANY | $333 | $165 | $498 | 10.12% |
| LESLIE A SCHNEIDER3 | 3350 RIVERWOOD PARKWAY STE 600 ATLANTA, GA 30339 | PROVIDENT LIFE AND ACCIDENT INSRUANCE COMPANY | $148 | — | $148 | 3.01% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA LLC | 318 E CARRUTH LANE DOUBLE OAK, TX 75077 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NY | $0 | $2 | $2 | 6.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HMSA | 21 | $158K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,107 | $1.0M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,069 | $36K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,080 | $359K |
| Other(11 contracts, 7 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,107 | $381K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,107 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.