| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DOEREN MAYHEW INSURANCE GROUP3 | 305 W BIG BEAVER RD. SUITE 102 TROY, MI 48084 | ALLIANCE HEALTH AND LIFE INSURANCE COMPANY | $78K | $0 | $78K | 3.01% |
| DOEREN MAYHEW INSURANCE GROUP3 | 305 W BIG BEAVER RD. SUITE 102 TROY, MI 48084 | DELTA DENTAL OF MICHIGAN | $14K | $0 | $14K | 7.52% |
| DOEREN MAYHEW INSURANCE GROUP3 | 305 W BIG BEAVER RD. SUITE 102 TROY, MI 48084 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12K | $0 | $12K | 10.00% |
| DOEREN MAYHEW INSURANCE GROUP3 | 305 W BIG BEAVER RD. SUITE 102 TROY, MI 48084 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | $0 | $8K | 10.00% |
| DOEREN MAYHEW INSURANCE GROUP3 | 305 W BIG BEAVER RD. SUITE 102 TROY, MI 48084 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 10.00% |
| DOEREN MAYHEW INSURANCE GROUP3 | 305 W BIG BEAVER RD. SUITE 102 TROY, MI 48084 | EYEMED FIDELITY SECURITY LIFE INS CO | $3K | $0 | $3K | 11.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 232 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 232 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ALLIANCE HEALTH AND LIFE INSURANCE COMPANY | 620 | $2.6M |
| Dental | DELTA DENTAL OF MICHIGAN | 633 | $188K |
| Vision | EYEMED FIDELITY SECURITY LIFE INS CO | 634 | $26K |
| Life insurance | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,013 | $122K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 158 | $48K |
| Long-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 141 | $81K |
| Other | ALLIANCE HEALTH AND LIFE INSURANCE COMPANY | 620 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,013 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.