| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL C WALKER3 Filed as: MICHAEL G BUCK | 38223 MOUND RD BLDG F STERLING HEIGHTS, MI 48310 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | $79K | $79K | 18.11% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE | Claims processing; Float revenue; Insurance services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other fees; Direct payment from the plan; Consulting (general) Service code 12 | — | $1.3M |
| TIC INTERNATIONAL CORPORATION EIN 13-2600875 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing); Direct payment from the plan; Claims processing; Plan Administrator Service code 10 | — | $431K |
| LABORERS JOINT DELIQUENCY COMM. EIN 38-2286296 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $181K |
| EAGLE CAPITAL MANAGEMENT EIN 22-3361201 NONE | Investment management; Direct payment from the plan Service code 28 | — | $177K |
| MICHAEL G. BUCK NONE | Insurance agents and brokers; Non-monetary compensation; Insurance brokerage commissions and fees; Other fees; Other commissions Service code 22 | 38223 MOUND ROAD BLDG F STERING HEIGHTS, MI 48310 | $79K |
| TRADE SOLUTIONS NONE | Direct payment from the plan; Copying and duplicating Service code 36 | P.O.BOX 1318 CLARKSTON, MI 48348 | $78K |
| DELTA DENTAL NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | 16082 COLLECTION CENTER D CHICAGO, IL 60693 | $66K |
| GW&K INVESTMENT MANAGEMENT NONE | Direct payment from the plan; Investment management Service code 28 | 222 BERKLEY STREET BOSTON, MA 02116 | $37K |
| CLEARBRIDGE INVESTMENT, LLC NONE | Direct payment from the plan; Investment management Service code 28 | 620 EIGHTH AVE 48TH FLOOR NEW YORK, NY 10009 | $31K |
| MORGAN STANLEY EIN 26-4310632 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $29K |
| BENDA, GRACE, STULZ & COMPANY, P.C. EIN 38-2284921 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $27K |
| NORTHERN TRUST COMPANY EIN 38-0056147 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $22K |
| WATKINS,PAWLICK,CALATI & PRIFTI.PC NONE | Direct payment from the plan; Legal Service code 29 | 1423 EAST12 MILE ROAD MADISON HEIGHTS, MI 48071 | $10K |
| UNITED ACTURIAL SERVICES EIN 35-2156428 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $10K |
| DBI BUSINESS NONE | Direct payment from the plan; Copying and duplicating Service code 36 | P.O.BOX 15247 LANSING, MI 48901 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,720 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 689 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,409 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN - MEDICARE ADVANTAGE | 684 | $1.8M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN - MEDICARE ADVANTAGE | 684 | $1.8M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 2,002 | $436K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,002 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.