See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 TPA | Claims processing; Other fees; Insurance services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Direct payment from the plan; Contract Administrator Service code 12 | 600 E LAFAYETTE BLVD DETROIT, MI 48226 | $3.4M |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 BENEFITS ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | 27500 STANSBURY BLVD FARMINGTON HILLS, MI 48334 | $255K |
| GREATER DETROIT AREA HEALTH COUNCIL AGENT/ AGENCY | Insurance agents and brokers Service code 22 | AFRICAN-AMERICAN HEALTH INSTITUTE 610 CHICAGO BLVD DETROIT, MI 48202 | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,861 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 775 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,636 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 761 | $4.4M |
| Vision | VISION SERVICE PLAN | 5,670 | $1.6M |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 11,250 | $5.2M |
| Short-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 7,459 | $212K |
| Long-term disability | LINCOLN LIFE ASSURANCE OF BOSTON | 7,459 | $2.2M |
| Other(4 contracts, 4 carriers) | GENWORTH LIFE INSURANCE COMPANY | 7,861 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.