| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOSEPH J JR CURTIS3 | 2401 W BIG BEAVER RD S400 TROY, MI 48084 | BLUE CARE NETWORK OF MICHIGAN | $26K | — | $26K | 2.45% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP ANN ARBOR | PO BOX 541 ANN AROBOR, MI 48106 | BLUE CARE NETWORK OF MICHIGAN | — | $1K | $1K | 0.10% |
| VANESSA L VOWLES3 | PO BOX 948 HENRIETTA, NY 14487 | BLUE CARE NETWORK OF MICHIGAN | — | $161 | $161 | 0.02% |
| JOSEPH J JR CURTIS3 | 2401 W BIG BEAVER S400 TROY, MI 48084 | BLUIE CROSS BLUE SHIELD OF MICHIGAN | $6K | — | $6K | 2.46% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP ANN ARBOR | PO BOX 541 ANN ARBOR, MI 48106 | BLUIE CROSS BLUE SHIELD OF MICHIGAN | — | $100 | $100 | 0.04% |
| VANESSA L VOWLES3 | PO BOX 948 HENRIETTA, NY 14487 | BLUIE CROSS BLUE SHIELD OF MICHIGAN | — | $15 | $15 | 0.01% |
| HYLANT GROUP INC3 | 8 CADILLAC DR STE BRENTWOOD, TN 37027 | DELTA DENTAL OF MICHIGAN | $6K | — | $6K | 6.11% |
| HYLANT GROUP INC3 | 811 MADISON AVE 8TH FL TOLEDO, OH 43604 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $169 | $5K | 15.53% |
| HYLANT GROUP INC3 | 811 MADISON AVE 8TH FL TOLEDO, OH 43604 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $19 | $4K | 13.36% |
| HYLANT GROUP INC | 811 MADISON AVE TOLEDO, OH 43603 | VISION SERVICE PLAN | $1K | — | $1K | 5.59% |
| HYLANT GROUP INC3 | 811 MADISON AVE 8TH FL TOLEDO, OH 43604 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $74 | $1K | 12.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 281 | $1.3M |
| Dental | DELTA DENTAL OF MICHIGAN | 314 | $95K |
| Vision | VISION SERVICE PLAN | 137 | $19K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 178 | $12K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 17 | $29K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 281 | $1.3M |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 71 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 314 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.