| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP INC. | 17000 KERCHEVAL STE 210 GROSSE POINTE, MI 48230 | SUN LIFE ASSURANCE COMPANY OF CANADA | $25K | — | $25K | 4.09% |
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP INC. | 17000 KERCHEVAL AVE STE 210 GROSSE POINTE WOODS, MI 48230 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | 19.65% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TRUSTMARK HEALTH BENEFITS, INC. EIN 35-1846036 | Plan Administrator; Other services; Claims processing Service code 12 | — | $467K |
| AETNA EIN 06-6033492 | Other services; Claims processing Service code 12 | — | $162K |
| BRIEDEN CONSULTANT GROUP EIN 46-2027546 | Insurance agents and brokers; Consulting (general) Service code 16 | — | $83K |
| MULTIPLAN, INC EIN 13-3068979 | Claims processing; Plan Administrator; Other services Service code 12 | — | $21K |
| TELADOC EIN 04-3705970 | Other services; Claims processing; Plan Administrator Service code 12 | — | $18K |
| HEALTHCARE BLUEBOOK EIN 46-4399706 | Claims processing; Other services; Plan Administrator Service code 12 | — | $15K |
| EYEMED EIN 86-0773195 | Other services; Claims processing Service code 12 | — | $11K |
| CHANGE HEALTHCARE EIN 20-5716594 | Claims processing; Other services Service code 12 | — | $11K |
| CLEAR HEALTH STRATEGIES LLC EIN 27-1374374 | Plan Administrator; Claims processing; Other services Service code 12 | — | $7K |
| DENTEMAX EIN 36-1236610 | Other services; Claims processing Service code 12 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,146 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,146 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(2 contracts) | EYEMED VISION CARE | 1,571 | $81K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 345 | $619K |
| Short-term disability(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 345 | $653K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 345 | $619K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO. | 946 | $806K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 345 | $619K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,571 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.