| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RXBENEFITS, INC.3 | 3700 COLONNADE PKWY STE 600 BIRMINGHAM, AL 35243 | RX BENEFITS INC. | $0 | $1K | $1K | 0.54% |
| PETERSON MCGREGOR & ASSOC INC.3 Filed as: PETERSON MCGREGOR & ASSOC | 1368 BUSINESS PARK DR TRAVERSE CITY, MI 496868640 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 7.12% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC | 59259 VAN DYKE RD WASHINGTON, MI 48094 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 5.65% |
| PETERSON MCGREGOR & ASSOCIATES INC.3 Filed as: PETERSON MCGREGOR & ASSOCIATES INC | 1368 BUSINESS PARK DR TRAVERSE CITY, MI 496868640 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.59% |
| WRIGHT & ASSOCIATES INSURANCE GROUP3 Filed as: WRIGHT & ASSOCIATES GROUP INC | 401 W FRONT STREET TRAVERSE CITY, MI 496842259 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.58% |
| MICHIGSN PLANNERS INC3 | 59259 VAN DYKE RD WASHINGTON, MI 480948640 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | — | $1K | 3.42% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS | 59259 VAN DYKE RD WASHINGTON, MI 480942205 | VISION SERVICE PLAN | $534 | — | $534 | 3.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRIORITY HEALTH | 163 | $197K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 155 | $41K |
| Vision | VISION SERVICE PLAN | 96 | $17K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 113 | $46K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 113 | $46K |
| Prescription drug | RX BENEFITS INC. | 96 | $211K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 113 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 163 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.