| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | UNKNOWN LANSING, MI 48906 | BLUE CARE NETWORK OF MICHIGAN | $33K | $0 | $33K | 1.65% |
| CAPITAL ASSET INS. SERVICES, INC.3 | 15744 SOUTH PEACOCK ROAD HASLETT, MI 48840 | DELTA DENTAL OF MICHIGAN | $6K | $0 | $6K | 3.00% |
| CAPITAL ASSET INS. SERVICES, INC.3 | 15744 SOUTH PEACOCK ROAD HASLETT, MI 48840 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 7.31% |
| CAPITAL ASSET INS. SERVICES, INC.3 | 15744 SOUTH PEACOCK ROAD HASLETT, MI 48840 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 16.41% |
| CAPITAL ASSET INS. SERVICES, INC.3 | 15744 SOUTH PEACOCK ROAD HASLETT, MI 48840 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.41% |
| BENEFIT COMMUNICATIONS INC3 Filed as: BENEFIT COMMUNICATIONS, INC. | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $150 | $0 | $150 | 2.83% |
| CAPITAL ASSET INS. SERVICES, INC.3 | 15744 SOUTH PEACOCK ROAD HASLETT, MI 48840 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $139 | $0 | $139 | 2.62% |
| MORRIS, CHRISTOPHER, ROBERT3 | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $23 | $0 | $23 | 0.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 282 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 282 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CARE NETWORK OF MICHIGAN | 447 | $2.0M |
| Dental | DELTA DENTAL OF MICHIGAN | 678 | $203K |
| Vision | VISION SERVICE PLAN | 284 | $34K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 282 | $121K |
| Short-term disability | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 19 | $5K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 282 | $82K |
| Prescription drug | BLUE CARE NETWORK OF MICHIGAN | 447 | $2.0M |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 282 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 678 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.