| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROFESSIONAL INSURANCE ENROLLERS3 Filed as: PROFESSIONAL INSURANCE ENROLLERS LL | 54369 30TH STREET SOUTH BEND, IN 46635 | ANTHEM INSURANCE COMPANIES, INC. | $32K | — | $32K | 3.51% |
| PROFESSIONAL INS ENROLLERS LLC3 | 54369 30TH STREET SOUTH BEND, IN 46635 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $1K | $6K | 18.46% |
| PROFESSIONAL INS ENROLLERS LLC3 | 54369 30TH STREET SOUTH BEND, IN 46635 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $843 | $5K | 18.31% |
| PROFESSIONAL INS ENROLLERS LLC3 | 54369 30TH STREET SOUTH BEND, IN 46635 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $804 | $5K | 18.26% |
| CHRISTOPHER HAGER3 Filed as: CHRISTOPHER GLAUB | — | ASSURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 14.42% |
| PROFESSIONAL INSURANCE ENROLLERS3 Filed as: PROFESSIONAL INSURANCE ENROLLERS, L | — | ASSURITY LIFE INSURANCE COMPANY | $251 | — | $251 | 1.17% |
| PROFESSIONAL INSURANCE ENROLLERS3 Filed as: PROFESSIONAL INSURANCE ENROLLERS LL | 10418 PRETTY LAKE TRAIL PLYMOUTH, IN 46563 | PARAMOUNT DENTAL | $2K | — | $2K | 10.00% |
| PROFESSIONAL INSURANCE ENROLLERS3 Filed as: PROFESSIONAL INSURANCE ENROLLERS LL | 10418 PRETTY LAKE TRAIL PLYMOUTH, IN 46563 | PARAMOUNT DENTAL | $2K | — | $2K | 10.00% |
| PROFESSIONAL INSURANCE ENROLLERS3 Filed as: PROFESSIONAL INSURANCE ENROLLERS LL | 10418 PRETTY LAKE TRAIL PLYMOUTH, IN 46563 | PARAMOUNT DENTAL | $2K | — | $2K | 10.00% |
| PROFESSIONAL INSURANCE ENROLLERS3 | 10418 PRETTY LAKE TRAIL PLYMOUTH, IN 46563 | VISION SERVICE PLAN | $962 | — | $962 | 6.01% |
| PROFESSIONAL INS ENROLLERS LLC3 | 54369 30TH STREET SOUTH BEND, IN 46635 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $292 | $2K | 18.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 145 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES, INC. | 101 | $910K |
| Dental(3 contracts) | PARAMOUNT DENTAL | 46 | $56K |
| Vision | VISION SERVICE PLAN | 126 | $16K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $34K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $34K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 38 | $25K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 138 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.