| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCOTT M. SETTLE3 | 21322 EQUESTRIAN TRIAL NORTHVILLE, MI 48167 | PRIORITY HEALTH | $16K | $0 | $16K | 1.62% |
| KIMBERLY PERKINS3 Filed as: KIMBERLY KNUE | 42868 CARDINAL WAY NOVI, MI 48375 | PRIORITY HEALTH | $11K | $0 | $11K | 1.10% |
| DAVID A. NURRE3 | 312 ELM STREET, 24TH FLOOR ROCHESTER, MI 48306 | PRIORITY HEALTH | $3K | $0 | $3K | 0.28% |
| SCOTT M. SETTLE3 | 21322 EQUESTRIAN TRIAL NORTHVILLE, MI 48167 | PRIORITY HEALTH INSURANCE COMPANY | $4K | $0 | $4K | 1.63% |
| KIMBERLY PERKINS3 Filed as: KIMBERLY KNUE | 42868 CARDINAL WAY NOVI, MI 48375 | PRIORITY HEALTH INSURANCE COMPANY | $3K | $0 | $3K | 1.10% |
| DAVID A. NURRE3 | 312 ELM STREET, 24TH FLOOR ROCHESTER, MI 48306 | PRIORITY HEALTH INSURANCE COMPANY | $670 | $0 | $670 | 0.27% |
| USI INSURANCE SERVICES LLC3 | 100 SUMMIT LAKE DRIVE, SUITE 400 VALHALLA, NY 10595 | DELTA DENTAL OF MICHIGAN | $2K | $0 | $2K | 2.78% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | DELTA DENTAL OF MICHIGAN | $2K | $0 | $2K | 2.12% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2600 SOUTH TELEGRAPH ROAD SUITE 100 BLOOMFIELD HILLS, MI 48302 | METROPOLITAN LIFE INSURANCE COMPANY | $571 | $69 | $640 | 10.06% |
| MMA SERVICE CORP3 Filed as: MMA SERVICE CORPORATION | 620 SOUTH CAPITOL AVENUE LANSING, MI 48933 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $318 | $318 | 5.00% |
| USI INSURANCE SERVICES LLC3 | 2600 WEST BIG BEAVER ROAD TROY, MI 48084 | METROPOLITAN LIFE INSURANCE COMPANY | $236 | $0 | $236 | 3.71% |
| USI INSURANCE SERVICES LLC3 | 333 BRIDGE STREET AVENUE NW SUITE 400 GRAND RAPIDS, MI 49504 | METROPOLITAN LIFE INSURANCE COMPANY | $229 | $0 | $229 | 20.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 126 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PRIORITY HEALTH | 178 | $1.2M |
| Dental | DELTA DENTAL OF MICHIGAN | 187 | $77K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 159 | $13K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 126 | $7K |
| Prescription drug(2 contracts, 2 carriers) | PRIORITY HEALTH | 178 | $1.2M |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 126 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 187 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.