Welfare broker

SCOTT M. SETTLE

Mailing address (most recent filing)

21322 EQUESTRIAN TRAIL

NORTHVILLE, MI 48167

Total comp: $185K
Commissions: $185K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where SCOTT M. SETTLE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRIORITY HEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRIORITY HEALTH	2	$3.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$3.4M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SCOTT M. SETTLE's plans by broker comp / premium ratio. Median 3.33% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of SCOTT M. SETTLE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where SCOTT M. SETTLE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HERITAGE PROPERTY MANAGEMENT, INC. HERITAGE PROPERTY MANAGEMENT, INC. GROUP HEALTH AND WELFARE BENEFITS PLAN	MI	$2.1M	$72K	PRIORITY HEALTH
LYON GEAR & MACHINE, INC. LYON GEAR & MACHINE, INC. EMPLOYEE BENEFIT PLAN	MI	$1.3M	$42K	PRIORITY HEALTH