| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MATTAR FINANCIAL CORP3 Filed as: MATTAR, STEVE T | 5750 NEW KING DRIVE TROY, MI 48098 | PRIORITY HEALTH | $23K | — | $23K | 4.14% |
| MATTAR FINANCIAL CORP3 Filed as: MATTAR, STEVE T | 5750 NEW KING DRIVE TROY, MA 48098 | PRIORITY HEALTH | $5K | — | $5K | 4.13% |
| CORPORCORPORATE BENEFIT SOLUTIONS3 | — | AMERICAN UNITED LIFE INSURANCE COMPANY | $7K | $3K | $10K | 19.96% |
| INSURANCE CONSULTING ASSOCIATES LLC3 Filed as: INSURANCE CONSULTING ASSOCIATES | 3060 NORTHWESTERN HIGHWAY SUITE 200 FARMINGTON HILLS, MI 48334 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $2K | $4K | 11.18% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH LLC LLC | 200 GALLERIA PARKWAY SOUTHEAST SUITE 1950 ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | $791 | — | $791 | 2.14% |
| MATTAR FINANCIAL CORP3 Filed as: MATTAR, STEVE T | 5750 NEW KING DRIVE TROY, MI 48098 | PRIORITY HEALTH | $774 | — | $774 | 4.22% |
| INSURANCE CONSULTING ASSOCIATES LLC3 | 27750 STANSBURY SUITE 100 FARMINGTON HILLS, MI 48334 | AMERICAN UNITED LIFE INSURANCE COMPANY | $1K | — | $1K | 10.44% |
| MATTAR FINANCIAL CORP3 Filed as: MATTAR FINANCIAL CORPORATION | 5750 NEW KING STREET SUITE 310 TROY, MI 48098 | AMERICAN UNITED LIFE INSURANCE COMPANY | $593 | — | $593 | 5.17% |
| MATTAR FINANCIAL CORP3 Filed as: MATTAR, STEVE T | 5750 NEW KING DRIVE TROY, MI 48098 | PRIORITY HEALTH INSURANCE COMPANY | $432 | — | $432 | 4.00% |
| CORPORATE BENEFIT SOLUTIONS3 Filed as: CORPORATE BENEFIT SOLUTIONS, LLC | 5750 NEW KING DRIVE SUITE 310 TROY, MI 48098 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $867 | — | $867 | 10.04% |
| MATTAR FINANCIAL CORP3 Filed as: MATTAR, STEVE T | 5750 NEW KING DRIVE TROY, MI 48098 | PRIORITY HEALTH INSURANCE COMPANY | $322 | — | $322 | 4.00% |
| MATTAR FINANCIAL CORP3 Filed as: MATTAR, STEVE T | 5750 NEW KING DRIVE TROY, MI 48098 | PRIORITY HEALTH INSURANCE COMPANY | $100 | — | $100 | 3.99% |
| MATTAR FINANCIAL CORP3 Filed as: MATTAR, STEVE T | 5750 NEW KING DRIVE TROY, MI 48098 | PRIORITY HEALTH INSURANCE COMPANY | $100 | — | $100 | 3.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 2 carriers) | PRIORITY HEALTH | 87 | $713K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 71 | $37K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 80 | $9K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 120 | $49K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 120 | $49K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 120 | $49K |
| Other(2 contracts) | AMERICAN UNITED LIFE INSURANCE COMPANY | 120 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 120 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.