| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES P LILL3 | 2443 WARRENVILLE RD STE 610 LISLE, IL 605320532 | BLUE CARE NETWORK OF MICHIGAN | $29K | — | $29K | 2.70% |
| AXION RMS LTD3 | 760 PASQUINELLI DR STE 358 WESTMONT, IL 605590559 | BLUE CARE NETWORK OF MICHIGAN | $576 | — | $576 | 0.05% |
| JAMES P LILL3 | 2651 WARRENVILLE ROAD STE 610 LISLE, IL 605320532 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $4K | — | $4K | 2.83% |
| AXION RMS LTD3 | 760 PASQUINELLI DR STE 358 WESTMONT, IL 605590559 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $506 | — | $506 | 0.39% |
| AXION RMS LTD3 | 2651 WARRENVILLE RD, STE 610 LISLE, IL 60532 | THE HARTFORD | $11K | — | $11K | 11.27% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 100 FRONT ST STE 800 WORCESTER, MA 01608 | THE HARTFORD | — | $986 | $986 | 1.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | THE HARTFORD | — | — | $0 | 0.00% |
| JAMES P LILL3 Filed as: JAMES LILL | 2443 WARRENVILLE RD LISLE, IL 60532 | DELTA DENTAL OF MICHIGAN | $6K | — | $6K | 7.18% |
| AXION RMS LTD3 | 2443 WARRENVILLE RD STE 610 LISLE, IL 60532 | HUMANA | $2K | — | $2K | 2.36% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $892 | — | $892 | 9.63% |
| AXION RMS LTD3 Filed as: AXION RMS, LTD | 2443 WARRENVILLE RD STE 610 LISLE, IL 60532 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $215 | — | $215 | 2.32% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 755 W BIG BEAVER RD STE 2300 TROY, MI 48084 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $20 | $20 | 0.22% |
| AXION RMS LTD3 Filed as: AXION RMS, LTD | 2443 WARRENVILLE RD STE 610 LISLE, IL 60532 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 15.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 59 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 170 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CARE NETWORK OF MICHIGAN | 207 | $1.3M |
| Dental | DELTA DENTAL OF MICHIGAN | 202 | $78K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 207 | $130K |
| Life insurance(2 contracts, 2 carriers) | THE HARTFORD | 170 | $106K |
| Short-term disability | THE HARTFORD | 170 | $98K |
| Long-term disability | THE HARTFORD | 170 | $98K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 207 | $1.2M |
| Other(2 contracts, 2 carriers) | THE HARTFORD | 170 | $107K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 207 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.