| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FLYNN & CO EMPLOYEE BENEFIT SERVICE3 Filed as: FLYNN, JAMES T | 3001 W BIG BEAVER RD STE 100 TROY, MI 48084 | PRIORITY HEALTH INSURANCE COMPANY | $5K | — | $5K | 3.03% |
| FLYNN & CO EMPLOYEE BENEFIT SERVICE3 Filed as: FLYNN, JAMES T | 3001 W BIG BEAVER RD STE 100 TROY, MI 48084 | PRIORITY HEALTH | $4K | — | $4K | 2.97% |
| FLYNN & CO EMPLOYEE BENEFIT SERVICE3 Filed as: FLYNN AND COMPANY EMPLOYEE | BENEFIT SERVICES 3001 W BIG BEAVER RD STE 100 TROY, MI 48084 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.75% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY W LAKE HILLS, TX 78746 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $421 | $421 | 0.52% |
| FLYNN & CO EMPLOYEE BENEFIT SERVICE3 Filed as: FLYNN, JAMES T | 3001 W BIG BEAVER RD STE 100 TROY, MI 48084 | PRIORITY HEALTH | $1K | — | $1K | 3.00% |
| FLYNN & CO EMPLOYEE BENEFIT SERVICE3 Filed as: FLYNN, JAMES T | 3001 W BIG BEAVER RD STE 100 TROY, MI 48084 | PRIORITY HEALTH INSURANCE COMPANY | $897 | — | $897 | 3.08% |
| FLYNN & CO EMPLOYEE BENEFIT SERVICE3 Filed as: FLYNN & CO EMPLOYEE BENEFIT SRVCS | 3001 W BIG BEAVER RD STE 100 TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| FLYNN & CO EMPLOYEE BENEFIT SERVICE3 Filed as: FLYNN & CO EMPLOYEE BENEFIT | SERVICES 3001 W BIG BEAVER RD STE 100 TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 14.72% |
| FLYNN & CO EMPLOYEE BENEFIT SERVICE3 Filed as: FLYNN, JAMES T | 3001 W BIG BEAVER RD STE 100 TROY, MI 48084 | PRIORITY HEALTH | $499 | — | $499 | 3.25% |
| FLYNN & CO EMPLOYEE BENEFIT SERVICE3 Filed as: FLYNN & CO. EMPLOYEE BENEFIT | SERVICES 3001 W BIG BEAVER RD STE 100 TROY, MI 48084 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $495 | — | $495 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 163 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 2 carriers) | PRIORITY HEALTH INSURANCE COMPANY | 20 | $396K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 181 | $80K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 181 | $80K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 163 | $30K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 46 | $16K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 163 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 181 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.