See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 MEDICAL CLAIMS PROCESSOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Float revenue; Other fees; Contract Administrator; Insurance services; Claims processing; Direct payment from the plan Service code 12 | — | $267K |
| BENESYS INC EIN 38-2383171 PLAN TPA | Other services; Participant communication; Copying and duplicating; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Accounting (including auditing); Other fees Service code 10 | — | $79K |
| THE SALUS GROUP MEDICAL BENEFIT CONSULTAN | Direct payment from the plan; Insurance agents and brokers; Insurance services Service code 22 | 38221 MOUND ROAD STERLING HEIGHTS, MI 48310 | $48K |
| PNC BANK PLAN BANK | Direct payment from the plan; Other services; Other fees Service code 49 | ONE FINANCIAL PARKWAY KALAMAZOO, MI 49009 | $26K |
| LEDBETTER PARISI LLC EIN 03-0599899 PLAN LEGAL COUNCIL | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $24K |
| ELIXER EIN 05-0570786 PRECRIPTION CLAIMS PROCES | Claims processing; Direct payment from the plan Service code 12 | — | $11K |
| WRUBEL WESLEY AND COMPANY C.P.A.'S EIN 38-2574238 PLAN AUDITOR | Direct payment from the plan; Actuarial Service code 11 | — | $9K |
| HEALTH PLAN ADVOCATE NONE | Other services; Direct payment from the plan Service code 49 | 5380 CASCADE ROAD SE SUITE 200 GRAND RAPIDS, MI 49546 | $7K |
| ULLIANCE INC NONE | Other services; Direct payment from the plan Service code 49 | 900 TOWER DRIVE TROY, MI 48098 | $7K |
| AMERICAN HEALTH HOLDING NONE | Direct payment from the plan; Other services Service code 49 | P.O.BOX 360142 PITTSBURGH, PA 152506142 | $7K |
| CUNI RUST AND STRENK PLAN ACTUARY | Direct payment from the plan; Accounting (including auditing) Service code 10 | 4555 LAKE FOREST DRIVE SUITE #620 CINCINNATI, OH 45242 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 203 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 164 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 367 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA | 196 | $696K |
| Dental | HUMANA | 196 | $696K |
| Vision | HUMANA | 196 | $696K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD | 265 | $343K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 265 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.