| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCHROEDER, DONALD A3 | PO BOX 3029 JACKSON, MI 492043029 | PRIORITY HEALTH | $56K | — | $56K | 1.50% |
| WALTON AGENCY, INC.3 Filed as: WALTON AGENCY INC | PO BOX 3029 JACKSON, MI 492043029 | SUN LIFE ASSURANCE CO OF CANADA | $4K | — | $4K | 2.99% |
| UNITED BENEFITS ADVISORS INC3 | 10 WUNSHINE LN RED LION, PA 17356 | SUN LIFE ASSURANCE CO OF CANADA | — | $280 | $280 | 0.20% |
| WALTON AGENCY, INC.3 Filed as: WALTON AGENCY INC | PO BOX 3029 JACKSON, MI 49204 | SUN LIFE ASSURANCE CO OF CANADA | $6K | — | $6K | 6.75% |
| UNITED BENEFITS ADVISORS INC3 | 10 WUNSHINE LN RED LION, PA 17356 | SUN LIFE ASSURANCE CO OF CANADA | — | $165 | $165 | 0.20% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL ST BOSTON MA, MA 02110 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $12K | — | $12K | 27.00% |
| STHEALTH BENEFIT SOLUTIONS LLC3 Filed as: STHEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $1K | $1K | 3.19% |
| WALTON AGENCY, INC.3 Filed as: WALTON AGENCY INC. | PO BOX 3029 JACKSON, MI 492043029 | VISION SERVICE PLAN | $1K | — | $1K | 4.88% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL ST BOSTON, MA 02110 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $4K | — | $4K | 17.00% |
| STHEALTH BENEFIT SOLUTIONS LLC3 Filed as: STHEALTH BNFT SOLUTIONS LLC | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | THE LINCOLN NATIONAL LIFE INSURANCE CO | — | $822 | $822 | 3.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 695 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 695 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRIORITY HEALTH | 695 | $3.7M |
| Dental | SUN LIFE ASSURANCE CO OF CANADA | 127 | $138K |
| Vision | VISION SERVICE PLAN | 155 | $27K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO | 302 | $71K |
| Short-term disability | SUN LIFE ASSURANCE CO OF CANADA | 295 | $83K |
| Long-term disability | SUN LIFE ASSURANCE CO OF CANADA | 295 | $83K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE CO | 302 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 695 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.