| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHIGAN PLANNERS, INC.3 | 59259 VAN DYKE AVE WASHINGTON, MI 48094 | ALLIANCE HEALTH AND LIFE INSURANCE COMPANY | $32K | $0 | $32K | 4.33% |
| HEALTH ALLIANCE ADMINISTRATORS INC3 Filed as: HEALTH ALLIANCE ADMINISTRATORS INC. | 39500 HIGH POINTE BLVD SUITE 400 NOVI, MI 48375 | ALLIANCE HEALTH AND LIFE INSURANCE COMPANY | $7K | $0 | $7K | 0.91% |
| MICHIGAN PLANNERS, INC.3 | 59259 VAN DYKE AVE WASHINGTON, MI 48094 | HEALTH ALLIANCE PLAN | $21K | $0 | $21K | 4.75% |
| HEALTH ALLIANCE ADMINISTRATORS INC3 Filed as: HEALTH ALLIANCE ADMINISTRATORS INC. | 39500 HIGH POINTE BLVD SUITE 400 NOVI, MI 48375 | HEALTH ALLIANCE PLAN | $4K | $0 | $4K | 1.00% |
| MICHIGAN PLANNERS, INC.3 | 59259 VAN DYKE RD WASHINGTON, MI 48094 | DELTA DENTAL OF MICHIGAN | $10K | $0 | $10K | 9.81% |
| MICHIGAN PLANNERS, INC.3 | 410 S UNION ST TRAVERSE CITY, MI 49684 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 15.00% |
| BENEFIT PROFILES INC3 | 500 CASCADE WEST PKWY SE SUITE 160 GRAND RAPIDS, MI 49546 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.00% |
| MICHIGAN PLANNERS, INC.3 | 59259 VAN DYKE RD WASHINGTON, MI 48094 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.94% |
| MICHIGAN PLANNERS, INC.3 | 410 S UNION ST TRAVERSE CITY, MA 49684 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 9.29% |
| BENEFIT PROFILES INC3 | 500 CASCADE WEST PKWY SE SUITE 160 GRAND RAPIDS, MI 49546 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.00% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC. | 59259 VAN DYKE AVE WASHINGTON, MI 48094 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.41% |
| MICHIGAN PLANNERS, INC.3 | 410 S UNION ST TRAVERSE CITY, MI 49684 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 10.00% |
| BENEFIT PROFILES INC3 | 500 CASCADE WEST PKWY SE SUITE 160 GRAND RAPIDS, MI 49546 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.00% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC. | 59259 VAN DYKE AVE WASHINGTON, MI 48094 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 4.41% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC. | 410 S UNION ST TRAVERSE CITY, MI 49684 | VISION SERVICE PLAN | $2K | $0 | $2K | 17.56% |
| MICHIGAN PLANNERS, INC.3 | 410 S UNION ST TRAVERSE CITY, MI 49684 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 15.00% |
| BENEFIT PROFILES INC3 | 500 CASCADE WEST PKWY SE SUITE 160 GRAND RAPIDS, MI 49546 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $640 | $640 | 5.00% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC | 59259 VAN DYKE RD WASHINGTON, MI 48094 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $566 | $566 | 4.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ALLIANCE HEALTH AND LIFE INSURANCE COMPANY | 915 | $1.2M |
| Dental | DELTA DENTAL OF MICHIGAN | 195 | $102K |
| Vision | VISION SERVICE PLAN | 100 | $14K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $49K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $45K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $33K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 915 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.