| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDIE M. HUFFMAN3 | 2755 CARPENTER ROAD STE 3SW ANN ARBOR, MI 481088108 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $85K | — | $85K | 2.94% |
| EDIE M. HUFFMAN3 | 2755 CARPENTER ROAD STE 3SW ANN ARBOR, MI 481088108 | BLUE CARE NETWORK OF MICHIGAN | $21K | — | $21K | 2.68% |
| ANN ARBOR INSURANCE CENTRE, INC.3 Filed as: ANN ARBOR INSURANCE CENTRE | 2755 CARPENTER RD ANN ARBOR, MI 48108 | DEARBORN LIFE INSURANCE COMPANY | $64K | — | $64K | 16.87% |
| ANN ARBOR INSURANCE CENTRE, INC.3 Filed as: ANN ARBOR INSURANCE CENTRE INC | 2755 CARPENTER ROAD STE 3SW ANN ARBOR, MI 48108 | DELTA DENTAL OF MICHIGAN | $11K | — | $11K | 3.64% |
| ANN ARBOR INSURANCE CENTRE, INC.3 Filed as: ANN ARBOR INSURANCE CENTRE INC | 2621 CARPENTER ROAD ANN ARBOR, MI 48108 | DELTA DENTAL OF MICHIGAN | $3K | — | $3K | 1.10% |
| ANN ARBOR INSURANCE CENTRE, INC.3 Filed as: ANN ARBOR INSURANCE CENTRE | 2755 CARPENTER RD STE 3SW ANN ARBOR, MI 48108 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $132 | — | $132 | 1.07% |
| ANN ARBOR INSURANCE CENTRE, INC.3 Filed as: ANN ARBOR INSURANCE CENTRE | 2755 CARPENTER RD STE 3SW ANN ARBOR, MI 48108 | THE LINCOLN NAATIONAL LIFE INSURANCE CO | $2K | — | $2K | 20.00% |
| ANN ARBOR INSURANCE CENTRE, INC.3 Filed as: ANN ARBOR INSURANCE CENTRE | 2755 CARPENTER RD STE 3SW ANN ARBOR, MI 48108 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $216 | — | $216 | 4.96% |
| ANN ARBOR INSURANCE CENTRE, INC.3 Filed as: ANN ARBOR INSURANCE CENTRE | 2755 CARPENTER RD STE 3SW ANN ARBOR, MI 48108 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $551 | — | $551 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 521 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 521 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 898 | $3.7M |
| Dental | DELTA DENTAL OF MICHIGAN | 784 | $293K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 898 | $2.9M |
| Life insurance(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 521 | $381K |
| Short-term disability(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 521 | $381K |
| Long-term disability(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 521 | $382K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 898 | $3.7M |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE CO | 0 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 898 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.