| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ERIC BROGAN3 | 320 W LAKE LANSING ROAD EAST LANSING, MI 48823 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $46K | — | $46K | 3.20% |
| BROGAN INSURANCE3 | 320 W. LAKE LANSING ROAD EAST LANSING, MI 48823 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $0 | $1K | $1K | 0.07% |
| ERIC BROGAN3 | 320 W LAKE LANSING ROAD EAST LANSING, MI 48823 | BLUE CARE NETWORK OF MICHIGAN | $35K | — | $35K | 2.97% |
| BROGAN INSURANCE3 | 320 W LAKE LANSING ROAD EAST LANSING, MI 48823 | BLUE CARE NETWORK OF MICHIGAN | $0 | $904 | $904 | 0.08% |
| ERIC BROGAN3 Filed as: ERIC BROGAN BROGAN INSURANCE | 320 W LAKE LANSING RD #2 EAST LANSING, MI 48823 | DELTA DENTAL OF MICHIGAN | $12K | — | $12K | 6.87% |
| ERIC J BROGAN3 | 320 W LAKE LANSING RD EAST LANSING, MI 48823 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 13.18% |
| GREGORY BROGAN3 Filed as: GREGORY D BROGAN | 320 W LAKE LANSING RD STE 2 EAST LANSING, MI 48823 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $3K | $3K | 3.80% |
| ERIC J BROGAN3 | 320 W LAKE LANSING RD EAST LANSING, MI 48823 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 10.01% |
| GREGORY BROGAN3 Filed as: GREGORY D BROGAN | 320 W LAKE LANSING RD STE 2 EAST LANSING, MI 48823 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $2K | $2K | 3.81% |
| ERIC BROGAN3 | 320 W LAKE LANSING RD EAST LANSING, MI 48823 | VISION SERVICE PLAN | $1K | — | $1K | 4.88% |
| ERIC BROGAN3 | 320 W LAKE LANSING RD EAST LANSING, MI 48823 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 15.00% |
| GREGORY BROGAN3 | 320 W. LAKE LANSING RD, STE 2 EAST LANSING, MI 48823 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $454 | $454 | 1.75% |
| ERIC BROGAN3 | 320 W. LAKE LANSING RD EAST LANSING, MI 48823 | UNUM INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| GREGORY BROGAN3 | 320 W. LAKE LANSING RD, STE 2 EAST LANSING, MI 48823 | UNUM INSURANCE COMPANY | $0 | $232 | $232 | 1.75% |
| ERIC BROGAN3 | 320 W. LAKE LANSING RD EAST LANSING, MI 48823 | UNUM INSURANCE COMPANY | $1K | — | $1K | 14.33% |
| GREGORY BROGAN3 | 320 W. LAKE LANSING RD, STE 2 EAST LANSING, MI 48823 | UNUM INSURANCE COMPANY | $0 | $211 | $211 | 2.60% |
| ERIC BROGAN3 | 320 W. LAKE LANSING RD EAST LANSING, MI 48823 | UNUM INSURANCE COMPANY | $1K | — | $1K | 14.53% |
| GREGORY BROGAN3 | 320 W. LAKE LANSING RD, STE 2 EAST LANSING, MI 48823 | UNUM INSURANCE COMPANY | $0 | $192 | $192 | 2.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 244 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 246 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 278 | $2.6M |
| Dental | DELTA DENTAL OF MICHIGAN | 512 | $169K |
| Vision | VISION SERVICE PLAN | 187 | $29K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 231 | $71K |
| Short-term disability(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 231 | $104K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 245 | $53K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 278 | $2.6M |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 231 | $100K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 512 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.