No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EBMS EIN 81-0391256 NONE | Claims processing Service code 12 | PO BOX 21367 BILLINGS, MT 59104 | $167K |
| LEAGUE SERVICE GROUP EIN 81-0605864 TRUSTEE | Trustee (bank, trust company, or similar financial institution) Service code 21 | 101 N RODNEY HELENA, MT 59601 | $122K |
| MEDICAL REHABILITATION CONSULTANTS EIN 91-1448997 CONSULTING | Consulting (general) Service code 16 | 111 W CATALDO, SUITE 200 SPOKANE, WA 99201 | $84K |
| LEAVITT GROUP EIN 57-1195029 NONE | Consulting (general) Service code 16 | 3390 COLTON DRIVE, STE A HELENA, MT 59602 | $48K |
| VEZAHEALTH, LLC EIN 82-1120693 CONSULTING | Consulting (general) Service code 16 | 2735 BURLWOOD DRIVE BILLINGS, MT 59106 | $24K |
| HEALTH JOY EIN 46-5722012 CONSULTING | Consulting (general) Service code 16 | 215 W SUPERIOR ST., STE 500 CHICAGO, IL 60654 | $22K |
| NAVITUS EIN 04-3608530 NONE | Claims processing Service code 12 | 2601 WEST BELTLINE HIGHWAY STE 600 MADISON, WI 53713 | $16K |
| FIDUCIARY RISK MANAGEMENT EIN 47-4131554 NONE | Legal Service code 29 | PO BOX 955 MENOMONEE FALLS, WI 83052 | $12K |
| DOUGLAS WILSON AND COMPANY P.C. EIN 81-0446334 NONE | Accounting (including auditing) Service code 10 | PO BOX 2845 GREAT FALLS, MT 59403 | $11K |
| DATA SMART SOLUTIONS EIN 46-2670685 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 1111 N RODNEY STE 4 HELENA, MT 59601 | $11K |
| STEVE MARIANI NONE | Insurance agents and brokers Service code 22 | PO BOX 1388 HAVRE, MT 59501 | $7K |
| HEALTH RISK STRATEGIES, LLC EIN 41-1979502 NONE | Actuarial Service code 11 | 6804 BRITTANY ROAD EDINA, MN 55435 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 426 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 7 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 440 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 399 | $14K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 588 | $535K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 588 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.