See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 INSURANCE | Insurance brokerage commissions and fees Service code 53 | 9201 WATSON ROAD ST LOUIS, MO 63126 | $99K |
| MARSH MCLENNON EIN 43-1254191 NONE | Contract Administrator Service code 13 | 825 MARYVILLE CENTER DRIVE CHESTERFIELD, MO 63017 | $91K |
| SCHEFFEL BOYLE EIN 37-1206530 AUDIT | Accounting (including auditing) Service code 10 | 143 N KANSAS ST EDWARDSVILLE, IL 62025 | $48K |
| CAVANAGH & O'HARA EIN 37-1259635 NONE | Legal Service code 29 | 2319 WEST JEFFERSON ST SPRINGFIELD, IL 62702 | $22K |
| UMB BANK EIN 43-1357092 NONE | Investment advisory (plan) Service code 27 | 1010 GRAND BLVD KANSAS CITY, MO 64106 | $21K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Actuarial Service code 11 | 101 NORTH WACKER DRIVE CHICAGO, IL 60606 | $7K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Employee (plan) Service code 30 | 180 NORTH LA SALLE STREET CHICAGO, IL 60601 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 153 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 67 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 220 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 48 | $166K |
| Vision | VISION BENEFITS OF AMERICA | 210 | $16K |
| Life insurance | THE UNION LABOR LIFE INSURANCE CO | 155 | $6K |
| Short-term disability | THE UNION LABOR LIFE INSURANCE CO | 155 | $6K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE CO | 171 | $234K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 210 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.