See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPLOYEE 1 EIN 37-6031467 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $203K |
| EMPLOYEE 2 EIN 37-6031467 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $137K |
| THE SEGAL COMPANY (MIDWEST), INC EIN 13-1975125 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $42K |
| ROMOLO & ASSOCIATES EIN 84-2885766 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $34K |
| MR. MICROCHIP SOFTWARE CENTER INC EIN 59-3084068 NONE | Direct payment from the plan; Other services Service code 49 | — | $33K |
| CAVANAGH & OHARA, LLP EIN 37-1259635 NONE | Legal; Direct payment from the plan Service code 29 | — | $21K |
| NATIONAL INVESTMENT SERVICES EIN 84-3937993 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $20K |
| MARQUETTE & ASSOCIATES EIN 36-3485298 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $11K |
| SAV RX EIN 47-0527013 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $9K |
| COMMERCE BANK EIN 48-0962626 NONE | Sub-transfer agency fees; Shareholder servicing fees; Custodial (securities) Service code 19 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 321 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 321 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 314 | $5.5M |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 353 | $10K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 325 | $767K |
| Other | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 353 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 353 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.