| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENERGY INSURANCE AGENCY INC3 Filed as: ENERGY INSURANCE AGENCY | P.O. BOX 55268 LEXINGTON, KY 40555 | HUMANA HEALTH PLANS, INC. | $37K | $3K | $40K | 1.20% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS LLC | 435 N. WHITTINGHAM PKWY, STE 300 LOUISVILLE, KY 40222 | HUMANA HEALTH PLANS, INC. | $17K | $3K | $21K | 0.63% |
| FOUNDATION RISK PARTNERS CORP3 Filed as: FOUNDATION RISK PARTNERS | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32117 | HUMANA HEALTH PLANS, INC. | $12K | $3K | $15K | 0.44% |
| WILLIAM NEIKIRK3 | 301 HIGHWAY 3091 SOMERSET, KY 42503 | HUMANA HEALTH PLANS, INC. | $12K | — | $12K | 0.37% |
| PIKE & PRESTON LLC3 | 444 E. MAIN STREET STE 204 LEXINGTON, KY 40507 | HUMANA HEALTH PLANS, INC. | $9K | $1K | $11K | 0.32% |
| BENJAMIN BYRNE & ASSOCIATES3 | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLANS, INC. | $7K | $2K | $9K | 0.27% |
| THE HINTON AGENCY LLC3 | 121 E. ELECTRIC AVENUE FLEMINGSBURG, KY 41041 | HUMANA HEALTH PLANS, INC. | $7K | — | $7K | 0.21% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE | 2600 EASTPOINT PKWY LOUISVILLE, KY 40223 | HUMANA HEALTH PLANS, INC. | $6K | $946 | $7K | 0.20% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 Filed as: KEYSTONE INSURANCE | 13800 JACKSON RD MISHAWAKA, IN 46544 | HUMANA HEALTH PLANS, INC. | $6K | $990 | $7K | 0.20% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLANS, INC. | $5K | $443 | $5K | 0.16% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER | 360 E. VINE STREET, STE 200 LEXINGTON, KY 40507 | HUMANA HEALTH PLANS, INC. | $5K | $451 | $5K | 0.15% |
| GULIAN BLANTON AGENCY3 | 144 MOCKINGBIRD LANE WILMORE, KY 40390 | HUMANA HEALTH PLANS, INC. | $3K | $330 | $4K | 0.11% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC | 1151 RED MILE ROAD LEXINGTON, KY 40504 | HUMANA HEALTH PLANS, INC. | $2K | $277 | $3K | 0.08% |
| ACCRETIVE WHOLESALE INSURANCE SERVI3 Filed as: ACCRETIVE WHOLESALE INSURANCE | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | HUMANA HEALTH PLANS, INC. | $2K | $446 | $2K | 0.06% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY, STE 1950 ATLANTA, GA 30339 | HUMANA HEALTH PLANS, INC. | $1K | $170 | $1K | 0.04% |
| E M FORD & CO LLC3 Filed as: EM FORD | 600 FREDERICA STREET OWENSBORO, KY 42301 | HUMANA HEALTH PLANS, INC. | $673 | $116 | $789 | 0.02% |
| JASON YOUNG & ASSOCIATES3 | 131 PROSPEROUS PLACE, STE 14A LEXINGTON, KY 40509 | HUMANA HEALTH PLANS, INC. | $762 | — | $762 | 0.02% |
| STONEBRIDGE INSURANCE3 | 4325 N. LANDSDOWNE 4B OWENSBORO, KY 42303 | HUMANA HEALTH PLANS, INC. | $746 | — | $746 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE AGENCY | 9300 SHELBYVILLE ROAD LOUISVILLE, KY 40222 | HUMANA HEALTH PLANS, INC. | $422 | $106 | $528 | 0.02% |
| CIS INSURANCE & INVESTMENTS3 | 550 S. 5TH STREET, UNIT 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLANS, INC. | $221 | $139 | $360 | 0.01% |
| STEVEN PARRISH3 | 4170 TRADITION WAY LEXINGTON, KY 40509 | HUMANA HEALTH PLANS, INC. | $355 | — | $355 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLANS, INC. | 455 | $3.3M |
| Prescription drug | HUMANA HEALTH PLANS, INC. | 455 | $3.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 455 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.