| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF HAWAII | 201 MERCHANT STREET, SUITE 2400 HONOLULU, HI 96813 | HMSA | $69K | — | $69K | 1.69% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SVCS OF CA INC. | 2010 MAIN STREET, SUITE 1050 IRVINE, CA 92614 | HMSA | $23K | — | $23K | 0.56% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF HAWAII | 201 MERCHANT STREET, SUITE 2400 HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $21K | — | $21K | 1.41% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SVCS OF CA INC. | 2010 MAIN STREET, SUITE 1050 IRVINE, CA 92614 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $7K | — | $7K | 0.49% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF HAWAII | 201 MERCHANT STREET, SUITE 2400 HON HONOLULU, HI 96813 | HAWAII DENTAL SERVICE | $2K | — | $2K | 0.75% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SVCS OF CA INC. | 2010 MAIN STREET, SUITE 1050 IRVINE, CA 92614 | HAWAII DENTAL SERVICE | $532 | — | $532 | 0.25% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF HAWAII | 201 MERCHANT STREET, SUITE 2400 HONOLULU, HI 96313 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 8.61% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SVCS OF CA INC. | 2010 MAIN STREET, SUITE 1050 IRVINE, CA 92614 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 3.33% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF HAWAII | 201 MERCHANT STREET, SUITE 2400 HONOLULU, HI 96813 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.91% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SVCS OF CA INC. | 2010 MAIN STREET, SUITE 1050 IRVINE, CA 92614 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $903 | — | $903 | 2.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 541 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 547 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HMSA | 555 | $5.6M |
| Dental | HAWAII DENTAL SERVICE | 774 | $217K |
| Vision(2 contracts, 2 carriers) | HMSA | 555 | $5.6M |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 545 | $37K |
| Long-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 516 | $57K |
| Prescription drug(2 contracts, 2 carriers) | HMSA | 555 | $5.6M |
| Other(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 576 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 774 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.