| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CATHY J CONE3 | 7505 MEMORIAL WOODS DRIVE HOUSTON, TX 77024 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 5.05% |
| CATHY J CONE3 | 7505 MEMORIAL WOODS DRIVE HOUSTON, TX 77024 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $3K | — | $3K | 7.19% |
| CATHY J CONE3 | 7505 MEMORIAL WOODS DRIVE HOUSTON, TX 77024 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $2K | — | $2K | 3.57% |
| CATHY J CONE3 | 7505 MEMORIAL WOODS DRIVE HOUSTON, TX 77024 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $350 | — | $350 | 1.25% |
| CATHY J CONE3 | 7505 MEMORIAL WOODS DRIVE HOUSTON, TX 77024 | VISION SERVICE PLAN | $550 | — | $550 | 5.00% |
| CATHY J CONE3 | 7505 MEMORIAL WOODS DRIVE HOUSTON, TX 77024 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $375 | — | $375 | 3.45% |
| CATHY J CONE3 | 7505 MEMORIAL WOODS DRIVE HOUSTON, TX 77024 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $225 | — | $225 | 3.26% |
| CATHY J CONE3 | 7505 MEMORIAL WOODS DRIVE HOUSTON, TX 77024 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $75 | — | $75 | 2.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 208 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 208 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 217 | $93K |
| Vision | VISION SERVICE PLAN | 125 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 217 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.