| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT INNOVATIONS LLP3 Filed as: BENEFIT INNOVATIONS | 1000 EAST BROWARD BOULEVARD FORT LAUDERDALE, FL 33301 | TRANSAMERICA LIFE INSURANCE COMPANY | $975 | $0 | $975 | 5.74% |
| NATIONAL MARKETING GROUP SVCS, INC.3 Filed as: NATIONAL MARKETING GROUP SVCS INC. | 7705 NW 48TH STREET, SUITE 100 MIAMI, FL 33166 | TRANSAMERICA LIFE INSURANCE COMPANY | $492 | $0 | $492 | 2.90% |
| EXCELSIOR BENEFITS LLC3 | 23505 SMITHTOWN ROAD, SUITE 200 EXCELSIOR, MN 55331 | TRANSAMERICA LIFE INSURANCE COMPANY | $434 | $0 | $434 | 2.55% |
| ROBERT M NOE3 Filed as: ROBERT M. NOE | 422 WESTBRIDGE DRIVE KNOXVILLE, TN 37919 | TRANSAMERICA LIFE INSURANCE COMPANY | $247 | $0 | $247 | 1.45% |
| ENROLLMENT SOLUTIONS LTD3 Filed as: ENROLLMENT SOLUTIONS INC. | 5030 CHAMPION BOULEVARD SUITE G6-405 BOCA RATON, FL 33496 | TRANSAMERICA LIFE INSURANCE COMPANY | $61 | $0 | $61 | 0.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 181 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 0 | $0 |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 0 | $0 |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 0 | $0 |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 0 | $0 |
| Other | TRANSAMERICA LIFE INSURANCE COMPANY | 39 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 39 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.