| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC | 14011 PARK DRIVE, SUITE 114 TOMBALL, OH 77377 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $17K | $3K | $20K | 11.73% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DRIVE, SUITE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 1.98% |
| ANSAS WAY, LLC3 | UNKNOWN CONROE, TN 77301 | ASSURITY LIFE INSURANCE COMPANY | $33K | $0 | $33K | 22.87% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC | 14011 PARK DRIVE, SUITE 114 TOMBALL, TX 77377 | ASSURITY LIFE INSURANCE COMPANY | $15K | $0 | $15K | 10.24% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC | 14011 PARK DRIVE, SUITE 114 TOMBALL, OH 77377 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $3K | $16K | 18.20% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DRIVE, SUITE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.74% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC | 14011 PARK DRIVE, SUITE 114 TOMBALL, OH 77377 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $3K | $13K | 19.82% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DRIVE, SUITE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 4.13% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC | 14011 PARK DRIVE, SUITE 114 TOMBALL, OH 77377 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $2K | $9K | 18.22% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DRIVE, SUITE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 2.76% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC | 14011 PARK DRIVE, SUITE 114 TOMBALL, OH 77377 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $876 | $3K | 13.38% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DRIVE, SUITE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $751 | $751 | 2.90% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC | 14011 PARK DRIVE, SUITE 114 TOMBALL, OH 77377 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $653 | $4K | 18.28% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK EAST DRIVE, SUITE 350 BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $560 | $560 | 2.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 280 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 285 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 222 | $169K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 229 | $26K |
| Life insurance(3 contracts, 2 carriers) | ASSURITY LIFE INSURANCE COMPANY | 733 | $234K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 276 | $49K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 276 | $87K |
| Other(3 contracts, 2 carriers) | ASSURITY LIFE INSURANCE COMPANY | 733 | $234K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 733 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.