| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMPSON RISK II, LLC3 Filed as: THOMPSON RISK | 2590 NORTHBROOKE PLAZA DR STE 205 NAPLES, FL 341198101 | METLIFE | $1.0M | $0 | $1.0M | 13.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | METLIFE | $281K | $104K | $385K | 4.79% |
| INSURASOURCE INC3 | 1111 W LONG LAKE RD STE 104 TROY, MI 48098 | METLIFE | $84K | $0 | $84K | 1.05% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 KIRKWOOD RD STE 300 KIRKWOOD, MO 631224042 | METLIFE | $32K | $30K | $61K | 0.76% |
| THOMPSON RISK II, LLC3 Filed as: THOMPSON RISK | 2590 NORTHBROOKE PLAZA DR STE 205 NAPLES, FL 341198101 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $2K | $0 | $2K | 13.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $278 | $141 | $419 | 3.20% |
| INSURASOURCE INC3 | 1111 W LONG LAKE RD STE 104 TROY, MI 48098 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $83 | $0 | $83 | 0.63% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 KIRKWOOD RD STE 300 KIRKWOOD, MO 631224042 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $22 | $19 | $41 | 0.31% |
| THOMPSON RISK II, LLC3 Filed as: THOMPSON RISK | 2590 NORTHBROOKE PLAZA DR STE 205 NAPLES, FL 341198101 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $1K | $0 | $1K | 13.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $238 | $135 | $373 | 4.38% |
| INSURASOURCE INC3 | 1111 W LONG LAKE RD STE 104 TROY, MI 48098 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $71 | $0 | $71 | 0.83% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 KIRKWOOD RD STE 300 KIRKWOOD, MO 631224042 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $23 | $20 | $43 | 0.51% |
| THOMPSON RISK II, LLC3 Filed as: THOMPSON RISK | 2590 NORTHBROOKE PLAZA DR STE 205 NAPLES, FL 341198101 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $1K | $0 | $1K | 13.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $239 | $132 | $371 | 4.43% |
| INSURASOURCE INC3 | 1111 W LONG LAKE RD STE 104 TROY, MI 48098 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $72 | $0 | $72 | 0.86% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 KIRKWOOD RD STE 300 KIRKWOOD, MO 631224042 | SAFEGUARD HEALTH PLANS, A CALIFORNIA CORPORATION | $23 | $20 | $43 | 0.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,286 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 18,286 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(4 contracts, 2 carriers) | METLIFE | 17,909 | $8.1M |
| Vision | METLIFE | 17,909 | $8.0M |
| Life insurance | METLIFE | 17,909 | $8.0M |
| Short-term disability | METLIFE | 17,909 | $8.0M |
| Long-term disability | METLIFE | 17,909 | $8.0M |
| Other | METLIFE | 17,909 | $8.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,909 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.