| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES E SCHWERDTFEGER3 Filed as: JAMES SCHWERDTFEGER | PO BOX 194 MT ZION, IL 62549 | AFLAC | $39K | $2K | $41K | 8.07% |
| CONNIE WESCH3 | 22 N PRAIRIEVIEW AVE TUSCOLA, IL 61953 | AFLAC | $18K | $783 | $19K | 3.71% |
| KEITH MCELYEA3 | 328 N STATE ROUTE 121 MT ZION, IL 62549 | AFLAC | $15K | $599 | $15K | 3.01% |
| TARA JORDAN3 | 800 LAKESHORE DR TUSCOLA, IL 61953 | AFLAC | $6K | $644 | $7K | 1.37% |
| CHERYL A. FLOOD3 Filed as: CHERYL FLOOD | PO BOX 83 MONTROSE, IL 62445 | AFLAC | $4K | $310 | $4K | 0.87% |
| KIMBERLY S. ECKERTY3 Filed as: KIMBERLY ECKERTY | 503 N 25TH ST CASEY, IL 62420 | AFLAC | $4K | $156 | $4K | 0.80% |
| SHARYL BATHE3 | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $3K | $271 | $4K | 0.70% |
| LINDA WHEAT3 | 507 HORSESHOE LN CASEY, IL 62420 | AFLAC | $2K | $244 | $3K | 0.51% |
| REBECCA M. HARRIS3 Filed as: REBECCA HARRIS | 8788 N 775TH ST ALTAMONT, IL 62411 | AFLAC | $888 | $0 | $888 | 0.18% |
| GEORGE P OWENS3 Filed as: GEORGE OWENS | 653 N ANTLER DR MT ZION, IL 62549 | AFLAC | $752 | $0 | $752 | 0.15% |
| CHARLA FISCHBACH3 | PO BOX 648 SHELBYVILLE, IL 62565 | AFLAC | $655 | $0 | $655 | 0.13% |
| JEFFERY ZIEGLER3 | PO BOX 344 FORSYTH, IL 62535 | AFLAC | $653 | $0 | $653 | 0.13% |
| MARK L RHODES3 Filed as: MARK RHODES | 133 SOUTH MAIN ST, STE A MORTON, IL 61550 | AFLAC | $616 | $0 | $616 | 0.12% |
| KITTE L ALLEN3 Filed as: KITTE ALLEN | 678 WALNUT WOODS DR GREENWOOD, IN 46142 | AFLAC | $429 | $18 | $447 | 0.09% |
| GARY W WARE JR3 Filed as: GARY WARE JR | 2306 VALLEYBROOK DR CHAMPAIGN, IL 61822 | AFLAC | $446 | $0 | $446 | 0.09% |
| GARY W JOHNSON3 Filed as: GARY JOHNSON | 123 CENTER PARK DR, STE 102 KNOXVILLE, TN 37922 | AFLAC | $430 | $0 | $430 | 0.08% |
| CURTIS WHEAT3 | 507 HORSESHOE LN CASEY, IL 62420 | AFLAC | $402 | $0 | $402 | 0.08% |
| TERRY SILVERS3 | 100 GREENLEAF DR FLAT ROCK, NC 28731 | AFLAC | $370 | $0 | $370 | 0.07% |
| TRAVIS COCKBURN3 | 402 N MAIN ST BENTON, IL 62812 | AFLAC | $364 | $0 | $364 | 0.07% |
| DAVID M CRUMLEY3 Filed as: DAVID CRUMLEY | 5111 MARYLAND WAY, STE 210 BRENTWOOD, TN 37027 | AFLAC | $319 | $0 | $319 | 0.06% |
| TERRANCE BRENNAN3 | 2207 BENJAMIN LN BLOOMINGTON, IL 61701 | AFLAC | $313 | $0 | $313 | 0.06% |
| JORDAN FUNK3 | 917 COUNTY RD 100 N THOMPSONVILLE, IL 62890 | AFLAC | $258 | $0 | $258 | 0.05% |
| WILLIAM B KRZCIOK3 Filed as: WILLIAM KRZCIOK | 2760 FORT MYER AVE HENDERSON, NV 89052 | AFLAC | $177 | $0 | $177 | 0.03% |
| CHRISTOPER SKEETERS3 | 808 N BRUNS LN SPRINGFIELD, IL 62702 | AFLAC | $170 | $0 | $170 | 0.03% |
| HANA M MUELLER3 Filed as: HANA MUELLER | PO BOX 283 STANFORD, IL 61774 | AFLAC | $151 | $0 | $151 | 0.03% |
| JASON HOFFARD3 | 3415 OFFICE PARK DR, STE C MARION, IL 62959 | AFLAC | $147 | $0 | $147 | 0.03% |
| JOSEPH CINKOVICH3 | 702 EDDY RD BLOOMINGTON, IL 61704 | AFLAC | $145 | $0 | $145 | 0.03% |
| ROBERT BROCK3 | PO BOX 17 FORSYTH, IL 62535 | AFLAC | $143 | $0 | $143 | 0.03% |
| JASON HOFFARD3 | 3415 OFFICE PARK DR, STE C MARION, IL 62959 | AFLAC | $134 | $0 | $134 | 0.03% |
| ASHLEY SHAW LLC3 | 2501 S MADISON AVE INDIANAPOLIS, IN 46225 | AFLAC | $129 | $4 | $133 | 0.03% |
| TIMOTHY PATTON3 | 966 STEVENS CREEK CIR FORSYTH, IL 62535 | AFLAC | $111 | $0 | $111 | 0.02% |
| MARTHA MONCKTON3 | 2411 E GRANDVIEW AVE PEORIA, IL 61614 | AFLAC | $108 | $0 | $108 | 0.02% |
| ELIZABETH BILISOLY3 | 1405 WRAY RD STONEVILLE, NC 27048 | AFLAC | $101 | $0 | $101 | 0.02% |
| ROBERT JONES3 | 69 SOUTHLAND DR DECATUR, IL 62521 | AFLAC | $96 | $0 | $96 | 0.02% |
| MICHAEL RAY ROBINS3 Filed as: MICHAEL ROBINS | 3909 SUNDEW CT PLANO, TX 75093 | AFLAC | $91 | $0 | $91 | 0.02% |
| PETERS, SABINA3 Filed as: P PETERS | 500 RIDGECREST DR PUNTA GORDA, FL 33982 | AFLAC | $90 | $0 | $90 | 0.02% |
| MELISSA MALONEY3 | 3924 TRAILWAY DR CHAMPAIGN, IL 61822 | AFLAC | $87 | $0 | $87 | 0.02% |
| FREDRICK EITEL3 | 602 N 8TH ST MARSHALL, IL 62441 | AFLAC | $81 | $0 | $81 | 0.02% |
| ADRIENNE SHOEMAKER3 | 1501 E GRAND AVE SAINT JOSEPH, IL 61873 | AFLAC | $72 | $0 | $72 | 0.01% |
| CHRISTINE L BREWSTER3 Filed as: CHRISTINE BREWSTER | 1312 FARLEY LN CHAMPAIGN, IL 61822 | AFLAC | $69 | $0 | $69 | 0.01% |
| CANDACE QUILL3 | 742 PINE LAKE DR GREENWOOD, IN 46143 | AFLAC | $63 | $4 | $67 | 0.01% |
| REBEKAH ADAMS3 | 11050 SW 62ND CT OCALA, FL 34476 | AFLAC | $64 | $0 | $64 | 0.01% |
| CHRISTIE MARZARI3 | 1932 WYNNTON RD COLUMBUS, GA 31999 | AFLAC | $63 | $0 | $63 | 0.01% |
| KAREN STONE3 | 567 LAKE SCENE DR EDDYVILLE, KY 42038 | AFLAC | $56 | $0 | $56 | 0.01% |
| TRACI R BATTEN3 Filed as: TRACI BATTEN | 216 W MAITLAND BLVD MAITLAND, FL 32751 | AFLAC | $55 | $0 | $55 | 0.01% |
| KACY A GRUENKEMEYER3 Filed as: KACY GRUENKEMEYER | 177 RICHLAND HLLS DR MANCHESTER, TN 37355 | AFLAC | $54 | $0 | $54 | 0.01% |
| KANSAS DAWN RAY3 Filed as: KANSAS RAY | 1695 WOLF HOLLOW RD MANITOU, KY 42436 | AFLAC | $39 | $0 | $39 | 0.01% |
| BRIAN R KIMMEL3 Filed as: BRIAN KIMMEL | 309 BRAESWICK DR LAKE ST LOUIS, MO 63367 | AFLAC | $38 | $0 | $38 | 0.01% |
| CHRISTIAN WOMACK3 | 32960 N THREE OAKS LN LIBERTYVILLE, IL 60048 | AFLAC | $38 | $0 | $38 | 0.01% |
| JAMES M BROCK3 Filed as: JAMES BROCK | 301 W BROADWAY BLVD JOHNSTON CITY, IL 62951 | AFLAC | $38 | $0 | $38 | 0.01% |
| RETTENMUND INSURANCE LLC3 | S7991 DENZER RD NORTH FREEDOM, WI 53951 | AFLAC | $36 | $0 | $36 | 0.01% |
| CARRIE EDWARDS3 | 121 S JACQUES ST ARCOLA, IL 61910 | AFLAC | $34 | $0 | $34 | 0.01% |
| CHRISTOPER CORDON3 | 1080 BLACKHAWK DR ELGIN, IL 60120 | AFLAC | $32 | $0 | $32 | 0.01% |
| JOSEPH LEDOUX3 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $29 | $0 | $29 | 0.01% |
| DEBORAH ROBERTS3 | 1676 TRI COUNTY HWY WILLIAMSBURG, OH 45176 | AFLAC | $29 | $0 | $29 | 0.01% |
| CANDACE QUILL3 | 2505 JOUST DR GREENWOOD, IN 46143 | AFLAC | $26 | $0 | $26 | 0.01% |
| LESTER D PARK3 Filed as: LESTER PARK | 203 CLEARMEADOW DR COLUMBIA, SC 29229 | AFLAC | $25 | $0 | $25 | 0.00% |
| GREGORY BRIGHTMAN3 | 5589 CYPRESS CT WESTERVILLE, OH 43082 | AFLAC | $24 | $0 | $24 | 0.00% |
| CANDICE K PHILLIPS3 Filed as: CANDICE PHILLIPS | PO BOX 846 MADISONVILLE, KY 42431 | AFLAC | $24 | $0 | $24 | 0.00% |
| MARTHA CUSHMAN3 | 21 OHIO DRIVE DECATUR, IL 62526 | AFLAC | $22 | $0 | $22 | 0.00% |
| GREGORY SHARP3 | 702 E 5TH ST COAL VALLEY, IL 61240 | AFLAC | $22 | $0 | $22 | 0.00% |
| APRIL BRUCE3 | 600 E SONTERRA BLVD, APT 5408 SAN ANTONIO, TX 75258 | AFLAC | $21 | $0 | $21 | 0.00% |
| FRANK ANTHONY LAIRD3 Filed as: FRANK LAIRD | 333 BROADWAY ST, STE 804 PADUCAH, KY 42001 | AFLAC | $20 | $0 | $20 | 0.00% |
| HEATHER HEIL3 | 53 BROOKSIDE DR, APT D CLIFTON, NJ 07012 | AFLAC | $20 | $0 | $20 | 0.00% |
| KRISTEN HORN3 | 11037 BROADWAY, STE C CROWN POINT, IN 46307 | AFLAC | $19 | $0 | $19 | 0.00% |
| LORI WARE3 | 2306 VALLEYBROOK DR CHAMPAIGN, IL 61822 | AFLAC | $17 | $0 | $17 | 0.00% |
| TAMMY KILGORE3 | 2209 BELLA FIORE LANE PONTIAC, IL 61764 | AFLAC | $17 | $0 | $17 | 0.00% |
| DENNIS ALOIA3 | 500 CHESTNUT WALK CANTON, GA 30114 | AFLAC | $12 | $0 | $12 | 0.00% |
| RUSSELL THOMAS3 | 611 E BROADWAY ST TOLONO, IL 61880 | AFLAC | $12 | $0 | $12 | 0.00% |
| CONNIE BIRCH3 | 3240 SHOUSE CHAPEL RD LOUISVILLE, IL 62858 | AFLAC | $10 | $0 | $10 | 0.00% |
| JEFFREY TAYLOR3 | 820 WHITE OAK DR NEWNAN, GA 30265 | AFLAC | $10 | $0 | $10 | 0.00% |
| KRISTEN HORN3 | 381 SUNBURST LN GREENWOOD, IN 46143 | AFLAC | $10 | $0 | $10 | 0.00% |
| CHRIS C MAST3 Filed as: CHRIS MAST | 225 WESTBROOK DR SPRINGFIELD, IL 62702 | AFLAC | $9 | $0 | $9 | 0.00% |
| GREGORY DALE3 | 660 MCWHORTER RD STEPHENS, GA 30667 | AFLAC | $9 | $0 | $9 | 0.00% |
| R WRIGHT3 | 9200 SHELBYVILLE RD, STE 605 LOUISVILLE, KY 40222 | AFLAC | $8 | $0 | $8 | 0.00% |
| SHERRI L BASHORE3 Filed as: SHERRI BASHORE | PO BOX 40327 NASHVILLE, TN 37204 | AFLAC | $8 | $0 | $8 | 0.00% |
| JOHN MANN JR3 | 3417 HICKORY WOODS TRL MARIETTA, GA 30066 | AFLAC | $6 | $0 | $6 | 0.00% |
| KYLE J HORN3 Filed as: KYLE HORN | 2119 W GERALD DR PEORIA, IL 61615 | AFLAC | $6 | $0 | $6 | 0.00% |
| THOMAS ROBERT GIDDENS3 Filed as: THOMAS GIDDENS | PO BOX 2517 KENNESAW, GA 30156 | AFLAC | $6 | $0 | $6 | 0.00% |
| HARRY HOAGLAND3 | 405 EVANS ST COVINGTON, IN 47932 | AFLAC | $4 | $0 | $4 | 0.00% |
| JUDY PALS3 | 210 N OAK, PO BOX 432 TUETOPOLIS, IL 62467 | AFLAC | $4 | $0 | $4 | 0.00% |
| PHILLIP D BLAKEMAN3 Filed as: PHILLIP BLAKEMAN | 217 REMBRANDT DR ELIZABETHTOWN, KY 42701 | AFLAC | $4 | $0 | $4 | 0.00% |
| CLIFFORD FRANKLIN BROOKS3 Filed as: CLIFFORD BROOKS | 9200 SHELBYVILLE RD, STE 605 LOUISVILLE, KY 40222 | AFLAC | $3 | $0 | $3 | 0.00% |
| MATTHEW G BERGER3 Filed as: MATTHEW COOK | 10069 BENT TREE LN FISHERS, IN 46037 | AFLAC | $3 | $0 | $3 | 0.00% |
| BRADLEY L ELLIS3 Filed as: BRADLEY ELLIS | 1500 BEVILLE RD, STE 606, #327 DAYTONA BEACH, FL 32114 | AFLAC | $3 | $0 | $3 | 0.00% |
| H BRIAN GIBSON3 Filed as: BRIAN GIBSON | 240 WILSON PIKE CIR, STE 200 BRENTWOOD, TN 37027 | AFLAC | $3 | $0 | $3 | 0.00% |
| NAVILLE & ASSOCIATES3 Filed as: NAVILLE & ASSOC | 5511 MOSER KNOB RD FLOYDS KNOBS, IN 47119 | AFLAC | $2 | $0 | $2 | 0.00% |
| KEVIN F WARD3 Filed as: KEVIN WARD | 12632 DOUBLE EAGLE DR CARMEL, IN 46033 | AFLAC | $2 | $0 | $2 | 0.00% |
| JUSTIN PHILLIPS3 | 4940 GARVER CHURCH RD DECATUR, IL 62521 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARK A WOJDA3 Filed as: MARK WOJDA | 631 GREENFORD TRL W CARMEL, IN 46032 | AFLAC | $1 | $0 | $1 | 0.00% |
| ASSUREDPARTNERS3 Filed as: JENNIFER MITCHEN | 9247 N MERIDIAN ST, STE 205 INDIANAPOLIS, IN 46260 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOHN T CLANCY3 Filed as: JOHN CLANCY | 4025 PETE DYE BLVD CARMEL, IN 46033 | AFLAC | $1 | $0 | $1 | 0.00% |
| THOMAS W ELDER3 | 403 S WORTH, PO BOX 654 SULLIVAN, IL 61951 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $19K | $0 | $19K | 14.09% |
| CHISTINA O'BRIEN3 | 932 CR 1350 N, RR 3 BOX 7A SULLIVAN, IL 61951 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 2.32% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANSIG INC | 111 E DECATUR ST DECATUR, IL 62521 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $0 | $9K | 14.98% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANSIG INSURANCE SERVICES | 2828 N MONROE ST DECATUR, IL 62526 | VISION SERVICE PLAN | $2K | $0 | $2K | 3.86% |
| MARC ALAN HOLLABAUGH3 Filed as: MARC A HOLLABAUGH | 6701 W 64TH ST, STE 312 OVERLAND PARK, KS 66202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $149 | $4K | 12.45% |
| THOMAS W ELDER3 | 403 S WORTH, PO BOX 654 SULLIVAN, IL 61951 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 7.54% |
| CHISTINA O'BRIEN3 | 932 CR 1350 N, RR 3 BOX 7A SULLIVAN, IL 61951 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $151 | $0 | $151 | 0.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 626 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 630 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HM LIFE INSURANCE COMPANY | 596 | $705K |
| Vision | VISION SERVICE PLAN | 473 | $40K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 727 | $92K |
| Short-term disability | AFLAC | 664 | $507K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 651 | $132K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 596 | $705K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 727 | $92K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 727 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.