| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 11975 WESTLINE INDUSTRIAL DR SAINT LOUIS, MO 63146 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $87K | $87K | 4.30% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $4K | $20K | 15.52% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 11975 WESTLINE INDUSTRIAL DR SAINT LOUIS, MO 63146 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $0 | $12K | 9.16% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $3K | $7K | 5.29% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 11975 WESTLINE INDUSTRIAL DR SAINT LOUIS, MO 63146 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $580 | $3K | 18.24% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS | PO BOX 9201 AUSTIN, TX 78766 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $715 | $715 | 5.02% |
| GIS BENEFITS INC | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $673 | $673 | 4.72% |
| MARK J MATSOCK & ASSOCIATES INC Filed as: MARK S METTILE | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $332 | $332 | 2.33% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 11975 WESTLINE INDUSTRIAL DR SAINT LOUIS, MO 63146 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $538 | $3K | 19.88% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $694 | $694 | 5.27% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $661 | $661 | 5.02% |
| MARK J MATSOCK & ASSOCIATES INC3 Filed as: MARK S METTILE | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $307 | $307 | 2.33% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 11975 WESTLINE INDUSTRIAL DR SAINT LOUIS, MO 63146 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $507 | $2K | 19.85% |
| GIS BENEFITS INC | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $653 | $653 | 5.26% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS | PO BOX 9201 AUSTIN, TX 78766 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $623 | $623 | 5.02% |
| MARK J MATSOCK & ASSOCIATES INC Filed as: MARK S METTILE | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $290 | $290 | 2.34% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 11975 WESTLINE INDUSTRIAL DR SAINT LOUIS, MO 63146 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $332 | $2K | 17.97% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $440 | $440 | 5.02% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $414 | $414 | 4.72% |
| MARK J MATSOCK & ASSOCIATES INC3 Filed as: MARK S METTILE | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $190 | $190 | 2.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 266 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 266 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 266 | $2.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 101 | $132K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 101 | $132K |
| Life insurance(2 contracts) | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | 147 | $26K |
| Short-term disability | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | 49 | $14K |
| Long-term disability | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | 27 | $9K |
| Other(3 contracts) | THE LINCLOLN NATIONAL LIFE INSURANCE COMPANY | 147 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 266 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.