| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | STANDARD INSURANCE COMPANY | $12K | — | $12K | 6.41% |
| SUNSTAR INSURANCE GROUP LLC3 | 3660 SOUTH GEYER RD SUITE 200 ST. LOUIS, MO 63127 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 5.00% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 1.82% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | STANDARD INSURANCE COMPANY | $14K | — | $14K | 8.05% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 3.05% |
| SUNSTAR INSURANCE GROUP LLC3 | 3660 SOUTH GEYER RD SUITE 200 ST. LOUIS, MO 63127 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 1.91% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 7.99% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 3.10% |
| SUNSTAR INSURANCE GROUP LLC3 | 3660 SOUTH GEYER RD SUITE 200 ST. LOUIS, MO 63127 | STANDARD INSURANCE COMPANY | $916 | — | $916 | 1.94% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA HEALTH CARE SOL | 350 GOLF COURSE RD ELDORADO, IL 62930 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO | $574 | — | $574 | 2.50% |
| SUNSTAR INSURANCE GROUP LLC3 Filed as: SUNSTAR INS GROUP LLC DBA CERTIFIED | 3636 SOUTH GEYER RD SUITE 110 ST. LOUIS, MO 63127 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO | $287 | — | $287 | 1.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 235 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 235 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 196 | $183K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO | 197 | $23K |
| Life insurance | STANDARD INSURANCE COMPANY | 235 | $176K |
| Long-term disability | STANDARD INSURANCE COMPANY | 232 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 235 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.