| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MID ILLINOIS INSURANCE SERVICES INC3 Filed as: MID ILLINOIS INSURANCE | 1524 W GLEN AVE SUITE B PEORIA, IL 61614 | AFLAC | $2K | — | $2K | 3.93% |
| JUDITH HAEFLINGER3 | 16135 MALBEC ST FISHERS, IN 46037 | AFLAC | $833 | — | $833 | 1.94% |
| ROGER THORNTON3 | 4402 W CAPRI CT PEORIA, IL 61615 | AFLAC | $328 | — | $328 | 0.76% |
| LEGACY INSURANCE AGENCY3 | 89 EASTGATE DR WASHINGTON, IL 61571 | AFLAC | $289 | — | $289 | 0.67% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PKWY BLDG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $229 | — | $229 | 0.53% |
| ROY TRIMBLE3 | 810 S JOHANSON RD PEORIA, IL 61607 | AFLAC | $206 | — | $206 | 0.48% |
| TYE ELLIOTT3 | 1300 N INDEPENDENCE CT GERMANTOWN HILLS, IL 61548 | AFLAC | $135 | — | $135 | 0.31% |
| L EDWARD LANTMAN3 | 2001 W WILLOW KNOLLS RD SUITE C PEORIA, IL 61614 | AFLAC | $125 | — | $125 | 0.29% |
| LORI A WALLACE3 Filed as: LORI WALLACE | 2001 W WILLOW KNOLLS DR STE 206 PEORIA, IL 61614 | AFLAC | $122 | — | $122 | 0.28% |
| ELIZABETH M GASPAROVIC3 Filed as: ELIZABETH GASPAROVIC | 1653 N BELMONT CT ARLINGTON HEIGHTS, IL 60004 | AFLAC | $113 | — | $113 | 0.26% |
| ROSEMARY TRIMBLE3 | 810 S JOHANSON RD PEORIA, IL 61607 | AFLAC | $110 | — | $110 | 0.26% |
| BRIAN ELLIOTT3 | 117 KAITLIN COURT EAST PEORIA, IL 61611 | AFLAC | $95 | — | $95 | 0.22% |
| JILL MURPHY3 | 3210 N SHERIDAN RD PEORIA, IL 61604 | AFLAC | $71 | — | $71 | 0.17% |
| MICHAEL E MCCARTHY3 Filed as: MICHAEL MCCARTHY | PO BOX 1047 DUNDEE, IL 60118 | AFLAC | $70 | — | $70 | 0.16% |
| MICHAEL A ORTIZ3 Filed as: MICHAEL ORTIZ | 3433 VOLTAIRE LANE ST CHARLES, IL 60175 | AFLAC | $69 | — | $69 | 0.16% |
| TOSHA MCQUEARY3 | 2214 W GLEN AVE PEORIA, IL 61614 | AFLAC | $60 | — | $60 | 0.14% |
| JENNIFER WOODRUM3 | 410 W. MARKET ST COLCHESTER, IL 62326 | AFLAC | $59 | — | $59 | 0.14% |
| HANA M MUELLER3 Filed as: HANA MUELLER | PO BOX 283 STANFORD, IL 61774 | AFLAC | $57 | — | $57 | 0.13% |
| TERRY SILVERS3 | 100 GREENLEAF DR FLAT ROCK, NC 28731 | AFLAC | $48 | — | $48 | 0.11% |
| MARK L RHODES3 Filed as: MARK RHODES | 133A SOUTH MAIN ST MORTON, IL 61550 | AFLAC | $35 | — | $35 | 0.08% |
| BRENT GOODE3 | 301 MALLORY STATION RD SUITE 100 FRANKLIN, TN 37067 | AFLAC | $34 | — | $34 | 0.08% |
| CHRISTOPHER L ALTON3 Filed as: CHRISTOPHER ALTON | 150 N MILLER RD SUITE 300A FAIRLAWN, OH 44333 | AFLAC | $31 | — | $31 | 0.07% |
| MICHAEL MOORE3 | 18705 E 200TH ST BLANDINSVILLE, IL 61420 | AFLAC | $30 | — | $30 | 0.07% |
| CHRISTOPHER J BAYER3 Filed as: CHRISTOPHER BAYER | 127 N CHERRY STREET GALESBURG, IL 61401 | AFLAC | $21 | — | $21 | 0.05% |
| GCG FINANCIAL LLC3 Filed as: PAMELA DICKERSON | 120 ARROWHEAD COURT EAST PEORIA, IL 61611 | AFLAC | $12 | — | $12 | 0.03% |
| MICHAEL MOORE3 | 2630 E COUNTY ROAD 1300 CARTHAGE, IL 62321 | AFLAC | $10 | — | $10 | 0.02% |
| TROY ALEXANDER3 | 1532 EAST MARIETTA AVE PEORIA, IL 61616 | AFLAC | $7 | — | $7 | 0.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ELDON GALLAHER | 704 E 1900TH ST LIBERTY, IL 62347 | AFLAC | $6 | — | $6 | 0.01% |
| AMANDA HELMAN3 | 2550 STONEHAVEN DR. SUN PRAIRIE, WI 53590 | AFLAC | $4 | — | $4 | 0.01% |
| BARBIER GROUP INC3 | 414 N ORLEANS ST SUITE 601 CHICAGO, IL 60654 | AFLAC | $3 | — | $3 | 0.01% |
| MID ILLINOIS INSURANCE SERVICES INC3 Filed as: MID ILLINOIS INSURANCE | 1524 W GLEN AVE SUITE B PEORIA, IL 61614 | PEKIN LIFE INSURANCE COMPANY | $1K | — | $1K | 6.00% |
| MID ILLINOIS INSURANCE SERVICES INC3 Filed as: MID ILLINOIS INSURANCE SERVICES | 1524 W GLEN AVE SUITE B PEORIA, IL 61614 | HUMANA | — | — | $0 | — |
| LARRY HARDESTY3 | P.O. BOX 1587 PEKIN, IL 61555 | GROUP PLAN SOLUTIONS BENEFIT ADMINISTRATION | — | $11K | $11K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 333 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 333 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 0 | $0 |
| Dental(2 contracts, 2 carriers) | HUMANA | 0 | $0 |
| Life insurance | PEKIN LIFE INSURANCE COMPANY | 322 | $17K |
| Prescription drug | BLUE CROSS BLUE SHIELD | 0 | $0 |
| Other | AFLAC | 63 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 322 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.