| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: SEAN DONLIN - LOCKTON COMPANIES LLC | 3 CITYPLACE DRIVE SAINT LOUIS, MO 63141 | HEALTH ALLIANCE MEDICAL PLANS | $39K | — | $39K | 0.99% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC-STL SERI | 3 CITYPLACE DRIVE SAINT LOUIS, MO 63414 | DELTA DENTAL OF ILLINOIS | $26K | — | $26K | 7.44% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES OF | 3 CITYPLACE DRIVE SAINT LOUIS, MO 63141 | AMERICAN GENERAL LIFE INSURANCE COMPANY | $40K | — | $40K | 12.39% |
| SPETNER ASSOCIATES INC3 | 8220 DELMAR BLVD SUITE 100 ST LOUIS, MO 63124 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24K | — | $24K | 26.18% |
| LOCKTON COMPANIES, LLC3 | 444 W 47TH STREET SUITE 900 KANSAS CITY, MO 64112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19K | — | $19K | 20.40% |
| CHRISTOPHER R CORDON3 | 1219 S 61ST CT CICERO, IL 60804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.18% |
| JOSHUA LEE JONES3 Filed as: JOSHUA L JONES | 18032 DEERCLIFF CT GLENCOE, MO 63038 | CONTINENTAL AMERICAN INSURANCE COMPANY | $896 | — | $896 | 0.97% |
| BRYAN MURPHY3 Filed as: BRYAN J MURPHY | 2436 CRIPPLE CREEK DR SAINT LOUIS, MO 63129 | CONTINENTAL AMERICAN INSURANCE COMPANY | $896 | — | $896 | 0.97% |
| SHARYL K BATHE3 | 1816 BROADWAY AVE MATTOON, IL 61938 | CONTINENTAL AMERICAN INSURANCE COMPANY | $456 | — | $456 | 0.49% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC-STL SERI | 3 CITYPLACE DRIVE SAINT LOUIS, MO 63141 | PROTEC INSURANCE COMPANY | $5K | — | $5K | 9.84% |
| JAMES UNLAND & COMPANY, INC3 Filed as: JAMES UNLAND & CO INC | 2211 BROADWAY PEKIN, IL 61554 | TRANSAMERICA LIFE INSURANCE COMPANY | $331 | — | $331 | 6.98% |
| ROBERT L SHORT3 | 1616 HIGHWOOD AVENUE PEKIN, IL 615546125 | TRANSAMERICA LIFE INSURANCE COMPANY | $183 | — | $183 | 3.86% |
| MUTUAL MED INSURANCE SERVICES3 Filed as: MUTUAL MED INSURANCE SERVICES LLC | 4321 E 60TH STREET DAVENPORT, IA 52807 | TRANSAMERICA LIFE INSURANCE COMPANY | $4 | — | $4 | 0.08% |
| DAVID W. KING3 | PO BOX 1438 NEW PORT RICHEY, FL 346561438 | WASHINGTON NATIONAL INSURANCE COMPANY | $221 | — | $221 | 17.20% |
| PMA3 | 11825 PENNSYLVANIA ST. CARMEL, IN 46032 | WASHINGTON NATIONAL INSURANCE COMPANY | $204 | — | $204 | 15.88% |
| MICHAEL J. DICKSON3 | 133 FRANKLIN AVE. RIVER FOREST, IL 603052113 | WASHINGTON NATIONAL INSURANCE COMPANY | $92 | — | $92 | 7.16% |
| AMERICAN LIFE & CASUALTY3 Filed as: AMERICAN LIFE AND CASUALTY MARKETIN | 11825 PENNSYLVANIA AVE. CARMEL, IN 46032 | WASHINGTON NATIONAL INSURANCE COMPANY | $72 | — | $72 | 5.60% |
| WALSH & ASSOCIATES, LTD3 | 1122 N. CLARK ST. STE. 3903 CHICAGO, IL 60610 | WASHINGTON NATIONAL INSURANCE COMPANY | $56 | — | $56 | 4.36% |
| ROBERT E. TAYLOR3 | 477 COUNTY ROAD 2500 EAST TOLUCA, IL 61369 | WASHINGTON NATIONAL INSURANCE COMPANY | $46 | — | $46 | 3.58% |
| RYAN A. SCHONE3 | 2309 PALO ALTO SPRINGFIELD, IL 62711 | WASHINGTON NATIONAL INSURANCE COMPANY | $36 | — | $36 | 2.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RICHARD S. LEE | 555 BAYVIEW DRIVE BELLEAIR, FL 33756 | WASHINGTON NATIONAL INSURANCE COMPANY | $33 | — | $33 | 2.57% |
| CAPITOL AMERICAN LIFE INS. CO3 | 11815 N. PENNSYLVANIA ST. CARMEL, IN 46032 | WASHINGTON NATIONAL INSURANCE COMPANY | $21 | — | $21 | 1.63% |
| THE FRIEDMAN 1, INC.3 | 2013 WILDERNESS TRAIL SPRINGFIELD, IL 62711 | WASHINGTON NATIONAL INSURANCE COMPANY | $19 | — | $19 | 1.48% |
| TERRY L. EDLEN3 | 2513 TARTAN WAY SPRINGFIELD, IL 62711 | WASHINGTON NATIONAL INSURANCE COMPANY | $19 | — | $19 | 1.48% |
| JESSE ELMORE3 | 1312 RANDLE ST. EDWARDSVILLE, IL 62025 | WASHINGTON NATIONAL INSURANCE COMPANY | $19 | — | $19 | 1.48% |
| RICK J MOORE3 Filed as: RICK J. MOORE | 3309 ROBBINS ROAD 404 SPRINGFIELD, ID 62704 | WASHINGTON NATIONAL INSURANCE COMPANY | $19 | — | $19 | 1.48% |
| ENROLLEASE3 Filed as: DYKE L. CLARKE | 740 S. BENTON CT. ELMHURST, IL 601264504 | WASHINGTON NATIONAL INSURANCE COMPANY | $14 | — | $14 | 1.09% |
| TIMOTHY INGRAM3 Filed as: TIMOTHY DECKER | 13938 N 900 EAST RD BLOOMINGTON, IL 617045132 | WASHINGTON NATIONAL INSURANCE COMPANY | $5 | — | $5 | 0.39% |
| RANDY K BIEHLER3 | PO BOX 410 SHELBYVILLE, IL 62565 | STANDARD INSURANCE COMPANY | $161 | — | $161 | 19.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 745 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 762 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ALLIANCE MEDICAL PLANS | 860 | $4.0M |
| Dental | DELTA DENTAL OF ILLINOIS | 533 | $345K |
| Vision | PROTEC INSURANCE COMPANY | 419 | $50K |
| Life insurance | AMERICAN GENERAL LIFE INSURANCE COMPANY | 1,215 | $320K |
| Short-term disability | AMERICAN GENERAL LIFE INSURANCE COMPANY | 1,215 | $320K |
| Long-term disability | AMERICAN GENERAL LIFE INSURANCE COMPANY | 1,215 | $320K |
| Other(5 contracts, 5 carriers) | AMERICAN GENERAL LIFE INSURANCE COMPANY | 1,215 | $420K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,215 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.