Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingTotal premium grew more than 20% over the prior year. The plan is a good candidate to re-shop its carriers.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: The Segal Company (Eastern States) Stop-lossLifeOther | Stop-lossLifeOther |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 2 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 996 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 996 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,018 | $47K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,005 | $419K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 1,018 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,018 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: The Union Labor Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPLOYEE 2 EIN 37-1037101 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $177K |
| EMPLOYEE 1 EIN 37-1037101 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $164K |
| EMPLOYEE 3 EIN 37-1037101 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $113K |
| EMPLOYEE 4 EIN 37-1037101 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $110K |
| MIDWEST REGION HEALTH & SAFETY FUND EIN 37-1384481 NONE | Other services; Direct payment from the plan Service code 49 | — | $110K |
| EMPLOYEE 6 EIN 37-1037101 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $85K |
| EMPLOYEE 7 EIN 37-1037101 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $74K |
| CAVANAGH & OHARA, LLP EIN 37-1259635 NONE | Legal; Direct payment from the plan Service code 29 | — | $71K |
| SAVRX EIN 86-1323040 NONE | Direct payment from the plan; Other services Service code 49 | 224 NORTH PARK AVENUE FREMONT, NE 68025 | $69K |
| EMPLOYEE 5 EIN 37-1037101 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $68K |
| THE SEGAL COMPANY (MIDWEST), INC EIN 13-1975125 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $51K |
| ROMOLO & ASSOCIATES, LLC EIN 84-2885766 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $38K |
| CENTRAL LABORERS PENSION FUND EIN 37-6052379 NONE | Direct payment from the plan; Other services Service code 49 | — | $31K |
| PERSPECTIVES, LTD EIN 36-3444982 NONE | Direct payment from the plan; Other services Service code 49 | — | $22K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $11K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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10 filings · 2016 to 2025